Earlier quoted context omitted.
If the only damage is personal (they lose their own money), why can't we make them responsible for their choices?
Because enough people losing their own money in the same way becomes a social ill. Much in the same way we try to limit physical addiction, which hypothetically only affects the person taking the substance, and gambling (though we're moving backwards on sports betting). Some hypothetical social ills: 1 If it's a good source of money, it becomes more ubiquitous. This leads to entire illegal markets, which will typical…
No, your reasons are laughably bad, because the societal damage caused by these scams isn't even 5% of the societal damage caused by smartphone addiction in general, and not even 1% of "general smartphone addiction" + "tiktok/instagram/infinite scroll video feed addiction" + "gacha game addiction". Let alone "(sports) betting app addiction" for the many countries where this is a thing.