Earlier quoted context omitted.
Europe is a big continent, even EU is so diverse. A lot of people in Eastern Europe live in apartments and houses that can be insulated extremely cheap. There are even EU or government programs that make it affordable.
It's not really "extremely cheap" and probably only refers to covering old buildings with external insulation. Most of the Soviet-era panel apartment blocks ( https://en.wikipedia.org/wiki/Panel_building ) have extremely shitty internal insulation, too. So you end up heating your neighbors, the street, the elevator shafts, stairwells etc. You can't really fix that without extremely costly renovations. Khrusschchyovka…
As for heating your neighbours, a lot of cities have city heating and is paid depending on how many people live in the apartment, so you don't care that much about it. Of course, some folks have gas boilers in their apartment (like me) but it won't make sense financially to insulate the inner walls.
I think it's the same for new buildings here too, if not worse. A lot of regulations aren't actually respected and because a lot of builders left for WE, there's a huge problem with finding skilled workers.