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The Vietnam government has banned rooted phones from using any banking app

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Re: The Vietnam government has banned rooted phones from using any banking app

#551
post #68

Earlier quoted context omitted.

Claim you don't have a phone, and they'll find a solution.

They won't find a solution to your problem, when one is obvious: buy a phone. They'll find a solution to their problem, which is you: apologize for losing you as a customer, and express a hope that you'll consider them again after you've bought a phone.

There can be laws like the right to have a bank account, that might say your bank can't require you to have anything they don't provide you with for free. In some places.

Re: The Vietnam government has banned rooted phones from using any banking app

#552

Earlier quoted context omitted.

What's the alternative that regular people will understand how to use and not get locked out of?

TOTP is pretty standard. Give the user backup codes and just use normal recovery methods. For most things that might be email. For a bank it's probably identity verification.

The vast majority of Vietnamese I know do not have an email account.

So that would be a dumb thing for a Vietnamese bank to use as a recovery method.

Re: The Vietnam government has banned rooted phones from using any banking app

#553

Earlier quoted context omitted.

I've never used a Blackberry but it was much more efficient for me to input text (an essential task for a communication device!) on non-iPhone-style phones with physical buttons.

Nothing useful to add except, god I miss my Bold 9700. Every time I slip on this stupid touchscreen keyboard and make a stupid typo on this stupid phone I howl inwardly and wish pain and endless torment upon everyone who took us down this path away from light and goodness. Grumble grumble

The fun part for me is that an old dumb phone could replace, like, 50% of my smartphone usage, if I could use Telegram on it. We even still have 2G networks with no plans to shut them down. So, a J2ME Telegram client has been on my list of potential future projects for quite some time.

Re: The Vietnam government has banned rooted phones from using any banking app

#554

Earlier quoted context omitted.

The problem is mostly that normal people can't be trusted with system-level access but some people can. And it's literally, provably not possible to tell them apart. For the masses, lack of system-level access is a benefit because they won't be able to ruin their device. For hackers and hobbyists, lack of system-level access is a hindrance because they won't be able to control their device.

> normal people can't be trusted with system-level access but some people can. Why can "normal people" be trusted with a car then? Or firearms? Or kitchen knives?

False premise...

Re: The Vietnam government has banned rooted phones from using any banking app

#555

So, if you cannot cryptographically prove to a remote server that your device is running essentially unmodified, vendor-signed software, you are locked out of the economy? The irrefutable part here is that the security model works. Locking down the bootloader and enforcing TEE signatures does stop malware. But it also kills user agency. We are moving to a model where the user is considered the adversary on their own…

> you are locked out of the economy? Not that it excuses the withdrawal of user agency. But I've never used a banking app on my phone before. Anything important I still like to do on a desktop. Though how much longer that's safe, who knows. Apple's model of requiring their permission to run code on your own device will probably spread to everything given enough time.

> But I've never used a banking app on my phone before. Anything important I still like to do on a desktop.

A lot of banks require using their banking app to get a 2FA token to log-in on a desktop web browser.

Re: The Vietnam government has banned rooted phones from using any banking app

#557

Earlier quoted context omitted.

You and the four other people who might do this are just delaying the inevitable.

Only if people roll over and take it. The squeaky wheel gets the grease.

99.9999% of people are “rolling over and taking it” because they don’t have an aversion to installing their bank’s app on their phone.

Most people would find this viewpoint to be strange.

Re: The Vietnam government has banned rooted phones from using any banking app

#558

Earlier quoted context omitted.

Pulling down on control center and pressing “Do not disturb” is hard to manage?

Looking at the phone, disabling the lock, swiping down, and pressing "Do not disturb" is a lot more than just not looking at the phone. Also, that's only half of it. I have to move it out of "Do not disturb" at some point. Or set a timeline for it. Why should I when I just don't need to? Also, it's been years since I used "Do not disturb". Does it show notification icons in the drawer on top? That's a definite no-no.

No notifications don’t show anywhere.

And with focus modes with location based triggers, you can set it to turn DND on when you get home and it automatically turns off when you leave home.

Re: The Vietnam government has banned rooted phones from using any banking app

#559

Earlier quoted context omitted.

I think, practically, everyone will need at least a cheap-ish android or iphone, perhaps $300 (and a new one every few years ...), to be their locked-down "agent" for using financial or government services. It's not for you, it's for the government/banks, it is their agent for talking to you. Kinda weird, if you think about it. But that seems to be the way it's heading.

Nah, if a bank or some other civic entity wants to have a "secure agent" for transactions/communication with me, then they should be the ones providing that. Much like I expect my employer to provide me hardware, and that hardware is used exclusively for work. I shouldn't have to spend my own money on another device, nor should they be asserting their desires for control onto my own devices.

Yet you're paying to get a passport etc...

Re: The Vietnam government has banned rooted phones from using any banking app

#560

Earlier quoted context omitted.

You don’t do any important stuff on your phone. Others might not have the luxury. Notably, in Vietnam people use QR payments a lot . If you want to interact with them by, say, paying at a small local restaurant, you’ll need a phone (or a stack of cash, and please do prepare change).

>... or a stack of cash... So I don't, actually, need a phone in that instance...

Hmm, yeah, I guess you’re right. There are tradeoffs, but if they’re worth the benefits for you – yes, you can live without a smartphone.

For this to work for me personally, I would need webapps for ride-hailing and preferably food delivery, and to learn how to navigate the city without a map. I think I might be able to pull it off for some of the places I live in.

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