541–550 of 720 posts
Earlier quoted context omitted.
Many credit card companies are starting to issue new cards which are completely flat, making it impossible to make imprint. My new CapitalOne card is an example of this. Is your company planning on refusing to do business with them?
My Discover Card is like this as well. Totally flat, no ability to imprint.
Just having to enter a pin in Australia is going backwards.
Earlier quoted context omitted.
Many credit card companies are starting to issue new cards which are completely flat, making it impossible to make imprint. My new CapitalOne card is an example of this. Is your company planning on refusing to do business with them?
Imprint was just an example. You can take a picture of it, view the CVC, etc. No one imprints anymore.
Earlier quoted context omitted.
I don't know why the US hasn't adopted EMV. It's not perfect, but it has cut down fraud massively here in Europe. They're very hard to clone (I won't say impossible, but attacks against EMV have not generally been of this nature) and the transaction records at both ends will tell you whether the actual, real card was there. The liability is more clear-cut as a result. If the customer claims the charge was unauthorise…
In Australia, we've even moved beyond EMV; the majority of merchants now accept Visa PayWave and MasterCard PayPass for tap-and-go. [edit: Oh, and all my debit/credit cards are now paywave/paypass enabled, and they are all from the big 4/5 banks] The Coin page doesn't mention this at all; does it have this? If not, it sounds like a step backwards.
As usual there are variations between implementations, but underneath it's all good-ol' EMV :)
So I doubt that these could be supported easily by Coin, it requires various keys that the banks do not allow to escape.
If Coin do manage to get talking to banks about allowing wired or wireless EMV apps to be loaded onto a customer Coin card then that would be awesome. I predict that layers of bureaucracy and brand-management will prevent this.
But good luck to 'em if they try!
Earlier quoted context omitted.
I don't know why the US hasn't adopted EMV. It's not perfect, but it has cut down fraud massively here in Europe. They're very hard to clone (I won't say impossible, but attacks against EMV have not generally been of this nature) and the transaction records at both ends will tell you whether the actual, real card was there. The liability is more clear-cut as a result. If the customer claims the charge was unauthorise…
EMV where you need to input a PIN Number is simply a way for VISA/MC to push all the liability onto the customers for stolen credit cards. If a purchase is made with the credit card and PIN, then the issuing bank can simply let the liability fall on the customer, instead of the bank eating the costs, like how it's done today.
Other than that, here in Europe, customers are protected by law from having to take on the liability. Varies by country, but basically it's a case of "you're responsible to see that nobody else gets to take my money, that's why you're a bank numbnuts"
Earlier quoted context omitted.
Don't know if your personal card is an Amex or not, but my Amex is a Costco Amex and doubles as my membership card. I'm surprised your loyalty cards aren't the smaller key ring ones. I have half a dozen on my keys and barely notice them. I leave my AAA and Airline cards at home and pull them out when I need them for trips. Could probably do the same for your Zip Car card (unless you use the service multiple times a w…
The problem is any time you edit some of them out, you realize soon after that you don't have the one you need. If I don't carry around the cards I will need every day, I am likely to forget to take the ones I need only occasionally when I do need them. The problem is that Coin doesn't really solve this. It only encodes credit cards; most of the other cards either don't have mag stripes or require other information o…
As a consumer I have a few suggestions:
1. Make the card switch/activation button detect the fingerprint of the owner. (The merchant or waiter sliding the card could press the button accidentally and switch to a different card)
2. Show me that a tap-scanning tool can't take the data for all of my cards. (from hackers to accidental taps)
3. Can a magnet disable this card?
4. What happens if someone steals my coin? Can I disable it remotely with the app? Can it happen automatically?
Good luck!
Earlier quoted context omitted.
I think in your scenario, a good fit would be a cigarette case that you'd keep in your front pocket. I'd love to have one with a classy finish and that would block NFC signals from leaking. I ended up ditching all but essential cards and got down to five. One debit, credit, health insurance, license, and AAA.
I think in your scenario, a good fit would be a cigarette case that you'd keep in your front pocket. Eurpean here. I was shocked to learn many USAian men keep their wallet in the back pocket. How do you sit on that?
Earlier quoted context omitted.
I paid with cash in the end :) A+, would do again.
amex cards all have chip versions that you can request for free