Earlier quoted context omitted.
Yeah, do like me, I lower settings from "ultra hardcore" to "high" and keep living fine on a 3060 at 1440p for another few gens. I'm not buying GPUs that expensive nor energy consuming, no chance. In any case I think Maxwell/Pascal efficiency won't be seen anymore, with those RT cores you get more energy draw, can't get around that.
I've actually reversed my GPU buying logic from the old days. I used to buy the most powerful bleeding edge GPU I could afford. Now I buy the minimum viable one for the games I play, and only bother to upgrade if a new game requires a higher minimum viable GPU spec. Also I generally favor gameplay over graphics, which makes this strategy viable.
I upgrade GPUs then keep launching League of Legends and other games that really don't need much power :)