Earlier quoted context omitted.
I don't contribute to my 401k or I liquidate whatever is in it as soon as feasible within the tax model. I think I have some index funds but I am going to try to put them into the DOW or gold or something.
I have some bad news for you about the Dow: the top 4 companies by market cap in the Dow are Nvidia, Microsoft, Apple, and Amazon.
I don't have access to the DOW directly, I would still have to choose individual stocks.