Earlier quoted context omitted.
FYI, you can put a 2FA secret into Bitwarden and autofill the one-time passwords alongside the regular password. That would mitigate the impact of losing your phone.
I personally don't do this because I feel like it defeats the whole purpose of 2fa. If someone gets into your bitwarden account, now they have your passwords and can generate 2fa codes. Of course, if the alternative is just not doing 2fa then it's better than nothing but I'd still prefer an authenticator app or hardware key than putting them in bitwarden.
And if I lose my phone, I only need to do the recovery flow with the printed codes for one account, rather than for all of my accounts.