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GLP-1s are breaking life insurance

glp1digest.com

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Re: GLP-1s are breaking life insurance

#531
post #473

Earlier quoted context omitted.

Imagine that incentive for R&D. “If you invest hundreds of millions and it turns out to be life changing, we’re going to seize it”

Eminent domain implies fair compensation. The point is that you don't get to withhold the drug from people to maximize profits.

Wouldn't fair compensation more or less be equivalent to medicaid paying for the drug? And if so, why eminent domain it?

Re: GLP-1s are breaking life insurance

#532
post #517

Earlier quoted context omitted.

As someone with diagnosed ADHD. I fully agree. There's some background thread that says "you, now, eat". It's almost impossible to shut off. That being the case, the same behaviours have led me to a compulsive need to plan meals. Doing so has helped me lessen (not eliminate) food noise. Anecdotally, I've noticed with others as well, that this is the way. Prep - be fine. Don't prep - eat a small village.

Also ADHD here, and same thing for me. Hyperfixating on meal planning and strength training has pretty much saved me. It's hard, and I still have to fight food noise daily, but having everything pre-prepped means I have easy, friction free healthy choices instead of reaching for a bag of chips and downing the entire thing while sitting at my desk, or not having the executive function necessary to cook an un-prepped,…

Do you have kids? Even when I meal prep, tasty kids foods draws me in like a bug to a night time light.

Re: GLP-1s are breaking life insurance

#533
post #531

Earlier quoted context omitted.

Eminent domain implies fair compensation. The point is that you don't get to withhold the drug from people to maximize profits.

Wouldn't fair compensation more or less be equivalent to medicaid paying for the drug? And if so, why eminent domain it?

No. Fair compensation means that the company doesn't end up with a loss, and gets rewarded, but it doesn't mean "give them as much money as they could otherwise extract by exploiting the monopoly that the patent gives them on the market".

Re: GLP-1s are breaking life insurance

#534

Earlier quoted context omitted.

> For semaglutide, the newest and most potent GLP1. Tirzepatide is the most potent GLP1 https://glp1.guide/content/semaglutide-vs-tirzepatide-clinic...

Can't find the post on Reddit right now, but someone broke all three down and it is more nuanced. They act slightly differently in different areas. Before I started experiments on "my lab rat" with retatrutide, I found that combination of the about half max dose of semaglutide and 1/3 of Max dose of tirzepatide had the best combination of losing weight and lowering side effects. But another "lab rat" did not respond…

I've had pretty good results on Tirz, definitely interested in how Reta will compare.

Re: GLP-1s are breaking life insurance

#535
post #4

Obesity is highly correlated with other medical conditions, from cancer to diabetes to heart disease. I wonder if there is a point at which it is cheaper for health insurance companies to offer subsidized or even free GLP-1s to patients than pay out for other specialized medications. For example, my insurance covers flu shots in my community every year because it's presumably less expensive to pay for the shots compa…

What about not ingesting shit

Re: GLP-1s are breaking life insurance

#536
post #204

Clinical psychologist here in Norway, and just my subjective experience: People stop GLP1 agonists for the following reasons, in descending order: - They want to enjoy eating again. - Medications are a hassle. - Worry about long-term effects, even if there is no alarming evidence for now. - Price (we are a spoiled/rich country). - Other (like hating needles, feeling bad for taking medications that others need more, b…

I believe you 100%. I have a history of substance abuse with bad consequences. I quit alcohol and now my drug is food. People tell me I'm a "supertaster." I can taste many of the ingredients in my food that others can't. I also have BPD and am in therapy for it, but man. Food is the drug that always works. When I get into a certain mode, it's like I don't care that I'm overweight and have high blood pressure. I just…

Reminds me of a client I had once. He said that the only thing that made him reset was to "pig out" with a carb-overdose, then just sit in front of the TV with a sugar high.

Incidentally, I had been nagging him about trying ANYTHING (in addition to the therapy we were doing to find a life goal he believes in) that might help him get SOME help. Be it Adderall or Ozempic. But people are complex, and at best, a person is a Venn diagram with massive overlapping "biological susceptibility," "life situation," "negative thinking style," and inertia. The best one can do is to pull at as many threads as possible to hope the suffering unravels. So one of the threads one can pull at are medication.

Not to give advice, but just for shits and giggles, look into "vulnerable narcissism." Many describe stuff like you do and fit those traits. And don't give a shit about the negative associations and stereotypes regarding this personality. I love narcissists! It's one of the coolest personalities there is! But when you are not allowed to be proud of yourself, and all the desire for status and power gets refocused onto self-hate and learned helplessness, then it's a monster of a situation. Had so many people become awesome versions of themselves when they stop being so afraid of being arrogant :) .

Just to remember when you read about it, that the descriptions are only in the context of things having gone wrong. Every trait can manifest as something good or negative. Even psychopaths can have good and prosocial lives. For instance, some of the best ambulance workers often have high loading on psychopathy, and that makes them better at their job. Because they don't get scared. I’d rather be picked up by an ambulance worker that is curious and thinks the situation is interesting than one that is panicking and losing due to anxiety and empathy overload.

This is just a long-shot association/pattern I noticed, though. It's not worth a dime more than the sentences you put into the machine. :P

Re: GLP-1s are breaking life insurance

#537

Anyone read the source and find the 98% accuracy stat? The source link has a UTM source of ChatGPT. Could it be a hallucination?

I saw that too and thought the utm_source=chatgpt was pretty funny, since I only noticed it when I was pasting the link into chatgpt myself to get it to tell me where the "98% accurate" claim was coming from.

Anyway, it's a pretty vague statement. What it sounds like it's saying is for the average person they can predict when they will die, and you have to decide if they mean the day, the year or the decade. But chatgpt gave me an interpretation that seems to make more sense:

> The 98 % figure is about aggregate forecasting, not clairvoyance. It means that when an insurer predicts, say, 10 000 deaths across its book in 2024, the actual count typically falls within roughly ±200. For any single customer, the prediction is still just a probability curve, not a calendar appointment with the Grim Reaper.

Re: GLP-1s are breaking life insurance

#538
post #531

Earlier quoted context omitted.

Wouldn't fair compensation more or less be equivalent to medicaid paying for the drug? And if so, why eminent domain it?

No. Fair compensation means that the company doesn't end up with a loss, and gets rewarded, but it doesn't mean "give them as much money as they could otherwise extract by exploiting the monopoly that the patent gives them on the market".

Doesn't seem fair to me.

Re: GLP-1s are breaking life insurance

#539
post #473

Earlier quoted context omitted.

Imagine that incentive for R&D. “If you invest hundreds of millions and it turns out to be life changing, we’re going to seize it”

Eminent domain implies fair compensation. The point is that you don't get to withhold the drug from people to maximize profits.

The people can wait seven years for the patent to expire.

Re: GLP-1s are breaking life insurance

#540

Earlier quoted context omitted.

Did you see a decrease in people gambling / drinking when on the medication? N=1, I'm on ZepBound and in general my brain is less likely to give in to things that give instant satisfaction.

I can't drink whatsoever now. I've been on Wegovy for ~4 months. I used to be a VERY light drinker, i.e. like 10 drinks per YEAR (rum and diet coke, glass of wine, or 2-3 beers in a night). I would usually get a drink when my band played. A month or so ago, I got a bourbon, which I'll happily sip for an hour while talking, and I had to force it down, and left over half of it. Same with a beer; I went to a baseball ga…

Same with Naltrexone
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