One thing this article doesn’t mention is how this all falls apart when you spend time in more than one country. My UK bank (Barclays) won’t let me install their app on my US iPhone (i.e. my phone that uses a US based iCloud account). Tesco won’t let me use their loyalty app. I can’t install an app that’ll let me order Starbucks or McDonalds in the UK (I only have access to the US versions of these apps). I can’t wat…
Note: I have an iPhone. It sucks. Same issue. I have bank accounts in other countries. The app needs an update. To install the update I have to switch countries on my account which instantly voids any and all subscriptions through Apple. It's insane.
It's even more crazy that every single Apple employee I know has this issue but for whatever reason it's not fixed.