Sorry for the delay.

Yes. I’ve run the numbers several times. I have a 2 child family. Treating our house, child care, groceries, etc. as fungible I could take a 50% pay cut over SJC and “maintain” our quality of life on paper.

But details matter. I live in a community with 22 miles of maintained trail, some of the best school districts in the country (with no lottery system, we just pick a school), our grocery stores are better (better meat, better produce, better selection), etc.

After living both, I strongly suspect my current quality of life in PHX literally does not exist in the Bay Area no matter the price point.