Earlier quoted context omitted.
Is it insane? I'm working in this field, and I know how quickly you can come up with such a number if you are BMW and you are deathly afraid that someone will get electrocuted while working on your car, driving it or rescuing someone in a crash. It's a safety and liability issue, where they go to great lengths to actually re-certify a battery after crash. The whole thing is setup so, that even the dummy electricians…
Yes, it is insane. It's a fuse. They must have some stats on how often those things need replacing and it should have been accessible. The customer has - when they buy the car - absolutely no way of knowing what kind of surprises like this there are hidden in the vehicle and besides, it kills the second hand market so you can only trade your vehicle to a BMW dealership where they can absorb those costs for a fraction…
Otherwise, they make some very questionable engineering decisions for sure. On their motorbikes, you often have to disassemble half the bodywork just to change the battery; that's just beyond stupid. But like Apple, their products are kind of unique, so people deal with it.