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Offline card payments should be possible no later than 1 July 2026

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Re: Offline card payments should be possible no later than 1 July 2026

#521

Post by Symbiote »

0points wrote: post #166
tcshit wrote: post #126

Earlier quoted context omitted.

I’d say he’s correct, people under 60 that uses cash are considered, if not criminal, at least suspicious, like they have something to hide. Or simply wackos. I haven’t used cash for the last 15 years or so. Except for when I had carpenters at home who wanted to get paid in cash (to avoid taxes, so called black money).

> people under 60 that uses cash are considered, if not criminal, at least suspicious, like they have something to hide You are spewing complete nonsense. Here's some perfectly normal stuff I use cash for in sweden on the regular: - flea markets - strawberry stand by the road - unmanned vegetable shop has a cash bin and a pay-for-what-you-take sign

Denmark would do all that with MobilePay.

But I do see people paying with cash in supermarkets etc, and I don't judge them as criminals. Some people just prefer to manage their money that way.

Re: Offline card payments should be possible no later than 1 July 2026

#522

Post by tcshit »

0points wrote: post #166
tcshit wrote: post #126

Earlier quoted context omitted.

I’d say he’s correct, people under 60 that uses cash are considered, if not criminal, at least suspicious, like they have something to hide. Or simply wackos. I haven’t used cash for the last 15 years or so. Except for when I had carpenters at home who wanted to get paid in cash (to avoid taxes, so called black money).

> people under 60 that uses cash are considered, if not criminal, at least suspicious, like they have something to hide You are spewing complete nonsense. Here's some perfectly normal stuff I use cash for in sweden on the regular: - flea markets - strawberry stand by the road - unmanned vegetable shop has a cash bin and a pay-for-what-you-take sign

all those prefer swish payments instead of cash!

Re: Offline card payments should be possible no later than 1 July 2026

#523

Post by Symbiote »

ajsnigrutin wrote: post #220
tcshit wrote: post #126

Earlier quoted context omitted.

I’d say he’s correct, people under 60 that uses cash are considered, if not criminal, at least suspicious, like they have something to hide. Or simply wackos. I haven’t used cash for the last 15 years or so. Except for when I had carpenters at home who wanted to get paid in cash (to avoid taxes, so called black money).

So do you like always take split bills for everything? Like when eg. 4 coworkers go to eat together (ie. not a situation where one person pays everything)? Over here in the balkans/mitteleuropa you just put some approximate amount of cash on the table. Same for kids, you're not giving a kid your credit card when you send him to a bakery to get bread, you give him a couple of euros in cash.

In Denmark someone will pay, and the others will use MobilePay to pay back their share.

But you've reminded me of a case I still use cash: on business trips abroad with a mixed group of people from several countries, most people put money on the table to pay their share.

Re: Offline card payments should be possible no later than 1 July 2026

#524

Post by tcshit »

ajsnigrutin wrote: post #220
tcshit wrote: post #126

Earlier quoted context omitted.

I’d say he’s correct, people under 60 that uses cash are considered, if not criminal, at least suspicious, like they have something to hide. Or simply wackos. I haven’t used cash for the last 15 years or so. Except for when I had carpenters at home who wanted to get paid in cash (to avoid taxes, so called black money).

So do you like always take split bills for everything? Like when eg. 4 coworkers go to eat together (ie. not a situation where one person pays everything)? Over here in the balkans/mitteleuropa you just put some approximate amount of cash on the table. Same for kids, you're not giving a kid your credit card when you send him to a bakery to get bread, you give him a couple of euros in cash.

quite often we pay separate by cards, that is so common the personell even asks if that is how we like to pay. otherwise one pay using his card and we swish (tranfer money instantly using the swish app) him the money.

Re: Offline card payments should be possible no later than 1 July 2026

#525

Post by tcshit »

daneel_w wrote: post #149
tcshit wrote: post #126

Earlier quoted context omitted.

I’d say he’s correct, people under 60 that uses cash are considered, if not criminal, at least suspicious, like they have something to hide. Or simply wackos. I haven’t used cash for the last 15 years or so. Except for when I had carpenters at home who wanted to get paid in cash (to avoid taxes, so called black money).

>"people under 60 that uses cash are considered, if not criminal, at least suspicious, like they have something to hide. Or simply wackos." I have barely used cash in 25 years. This doesn't mean anything at all. You're probably putting this solely in the context of using cash for significantly large purchases, e.g. higher 4 digit sum or above, or as in your example a craftsman who want to exempt it from his or her ac…

no we use cards for everything, even for just buying an icecream or something. most older people use cards too actually, but sometimes you can see one struggling with their coins and notes when buying groceries yes.

Re: Offline card payments should be possible no later than 1 July 2026

#526

Post by Symbiote »

tom_ wrote: post #200
gambiting wrote: post #142

Earlier quoted context omitted.

I'm in the UK and I have friends who will tell you hand on heart that they have never handled a £50 note. They know they exist but they haven't had one.

I've never handled a £50 note. (I am young enough that if you gave me £1 for every year I've never handled one, I wouldn't be able to afford one. But I am old enough that I could dip into my lifetime of savings to make up the difference.) A friend's dad showed me one when I was at school - that's it. He seemed amused I hadn't seen one before, then after making a minor show of it, as if it was some precious, rare item…

I saw them every day when I worked in central London. The shop staff were no more discerning than with smaller notes.

But when the bill is £45, there's no problem anyway.

Re: Offline card payments should be possible no later than 1 July 2026

#527

Post by Symbiote »

daneel_w wrote: post #106
dijit wrote: post #97

Earlier quoted context omitted.

I come from the UK where not accepting cash is only ok in hipster areas of London (or, was at the time). When I joined my gamedev studio I had colleagues asking me why I had cash, and many of them didn’t even recognise what it looked like (there was a switchover of the notes a year or two prior). There was an insinuation that I would use it for drugs. So, I suspect that the parent is right here.

Natives asking why someone has cash, and not even recognizing bank notes...? It sounds so absurd that I'm certain you're exaggerating wildly. If not, you've had an outlier experience during a limited window of time in the country. Just like the parent. This isn't really representative. Add.: another poster suggested that someone had a bit of a laugh with you by saying it, which is also entirely possible. Basic joke.

I've had young (ish, 25 say) Danes say they'd never seen the most recent design of 500DKK notes before. Many more hadn't seen the 1000DKK, though that's since been withdrawn from use.

I believe them. Cash machines dispense(d) them, but usually only if you withdraw 1000DKK or more in a single transaction. That's unusual for people that rarely use cash.

I had them as I was following the official advice to keep some cash around in case the banking system is hacked etc, but I spent them and withdrew 100DKK notes when the advice was updated to point out that if everyone had only 500DKKs at home it wasn't very flexible.

I am slightly ashamed to realise that my banking app shows I haven't made a cash withdrawal in Denmark for more than 12 months — the second part of the official advice is to use cash occasionally to keep that system working.

Re: Offline card payments should be possible no later than 1 July 2026

#528

Post by dhosek »

necovek wrote: post #459
dhosek wrote: post #176

Earlier quoted context omitted.

When I got my first account to accept credit cards in the 90s, they sent me a kachunka machine along with a bunch of window stickers, all of which were kind of silly since it was for a magazine and I almost never took payments in person (it was also a challenge to persuade banks that the fraud risk was low since magazine subscriptions required a stable mailing address over the course of a year—as it turned out, the o…

In the 90s through political turmoil in the Balkans (former Yugoslavia, so perhaps Hungary which borders it to the North was similar), it was impossible for young adults to acquire a payment instrument that worked online (even my dad had a tough job getting a Visa card: you had to deposit something like 500 Deutsche Marks for a limit of 200 DMs, which was like 50x monthly salary, and only one or two banks issued them…

Serif. Publishing it was a great way for me to lose a lot of money I didn’t have.

Re: Offline card payments should be possible no later than 1 July 2026

#529

Post by Symbiote »

dgfitz wrote: post #209
schoen wrote: post #185

Earlier quoted context omitted.

Not once in their entire lives?

It would be a "unique" situation. Most AMTs (not all, but most) only dispense $20 bills, the rarer ones will dispense $5s or $10s, and they're rare enough that I make a note of them. I have never encountered an ATM that gives a $50. Your best bet of happening into a $50 is if you go to a bank for an in-person withdraw and they ask you for preferred denominations. Generally the money is dispensed in $20s even there un…

Someone receiving cash from tourists (tourist city restaurant or attraction) would probably see $50 and $100 bills very often.

Nowadays that's less common from tourists from Europe, but tourists from Asia are still likely to bring cash.

Re: Offline card payments should be possible no later than 1 July 2026

#530

Post by Symbiote »

jobigoud wrote: post #451
veeti wrote: post #435

Earlier quoted context omitted.

You're not going to find a baguette for less than 5 euros anyway

Not sure what you are talking about. A baguette is ~1€, same for a croissant or a chocolatine. Maybe 1.10 or 1.20 depending on the place. I do it all the time. It forces me to have the cash otherwise I need to take another random item I don't really need.

At least in Denmark, people are fine paying and shops are fine receiving 10DKK (cheap loaf of bread) or whatever on a card.

I have paid 0.5DKK on a card when I've forgotten to ask beforehand for a plastic bag, and the shopkeeper cares to make me pay after.

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