Earlier quoted context omitted.
Why not check out now? Why after this year ? You supposedly have the means to do so now , so why not exit now? You won’t exit after this year. You’ll keep pushing it out.
As you can imagine, it's a planning heavy decision. I came off parental leave earlier this year and prior to that my wife and I talked about me not going back. However, we decided to delay until my next vesting later this year and to see how the midterms play out with this clown car of an administration and the potential impacts on healthcare. Barring anything catastrophic, it's happening this year. Parental leave al…
Healthcare is the item that most FIRE folks underestimate. It was actually pretty tenable when the Obamacare subsidies were more fully in effect. Now that those are mostly gone it's a much larger line item in the household budget. I've only got a couple of years until Medicare kicks in so I'm not too concerned - unless they mess that up too - but for folks thinking of FIRE'ing in their 40s & 50s with kids still at home it's probably not advisable now.