Earlier quoted context omitted.
I think it’s the state of the employer but I’m not sure. After all that’s who is paying into the fund. At least that’s what I remember when I looked into it when I was living in a different state than my employer and things were looking precarious.
I'm out of state compared to my employer and they had to establish a "nexus" or something because I am here, which required them to do something like register as a business and withhold state tax; I assume they're paying into some sort of unemployment in my state for me. All of those things became much more important when Covid hit, but cross-border employment has been big in Chicago, New York, Minneapolis, etc for a…
But the bigger point is that unemployment insurance is very little money compared to a good professional salary.