Earlier quoted context omitted.
I don't think that is a very realistic jump. Most people are not facing that binary. Would you work 40 hours a week at McDonald's for an extra $20k/year if all your basic needs are met? OR at that point, would you say screw it and spend your days hiking, reading, and laughing with friends?
I think the "at that point" is the crucial element. An extra 20k to work a physically and mentally taxing job for inconsistent hours, no benefits, and no flexibility -- the calculus is garbage. But would I continue working my SWE job for my current salary, easily. If we're having to say that the only reason someone ever would work a specific job is because it's an alternative to homelessness then that's on the job at…
I think that is a major motivation for most work and I question if it is as bad as you think it is? Is it really that unreasonable that someone do something they don't like to get shelter, food, and healthcare?
>But would I continue working my SWE job for my current salary, easily.
Would you do it if your take home income was reduced by 50% to pay other people who choose not to work?
How small would the difference between working full time and full retirement have to be before you considered it?