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Plastc Card

plastc.com

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Re: Plastc Card

#51

Post by lifeformed »

jackmaney wrote: post #40
untog wrote: post #34

A credit card that requires charging? Haha, no.

Oh gods, that sounds like a horrible idea (the site is unavailable at the moment, so I can't see the list of features). Only slightly worse than the idiotic start-up idea that made the rounds two years ago, whereby all of one's cards could be combined into one (Oh goodie, if I lose one card, I lose EVERYTHING!).

Well, you generally lose everything either way anyways. I would imagine most people lose their entire wallet, instead of just a single card.

Re: Plastc Card

#52

Post by kstrauser »

brentm wrote: post #21
skorecky wrote: post #2

Wow, this will certainly give Coin ( https://onlycoin.com/ ) a run for their money.

I can't help to think this and Coin are each a solution in search of a problem. Do you know many people that use more than 3 cards regularly? If the norm was to have so many cards they barely fit in your wallet this would be perfect.

It claims to support RFID, so I wouldn't have to carry my work door card. I'd strongly consider that.

Re: Plastc Card

#53

Post by untog »

egwor wrote: post #44
untog wrote: post #39

Earlier quoted context omitted.

This and Vessyl feel like the harbingers of Silicon Valley doom. Products that solve no meaningful problem and cost orders of magnitude more than their 'dumb' alternatives. A waste of good brains.

Fashion. Because it differentiates.

True. But if all Silicon Valley does these days is fashion then I'll still consider it dead.

Re: Plastc Card

#54

Post by fla »

egwor wrote: post #44
untog wrote: post #39

Earlier quoted context omitted.

This and Vessyl feel like the harbingers of Silicon Valley doom. Products that solve no meaningful problem and cost orders of magnitude more than their 'dumb' alternatives. A waste of good brains.

Fashion. Because it differentiates.

Until it runs out of battery :-)

Re: Plastc Card

#55

Post by hyperbovine »

untog wrote: post #39
jMyles wrote: post #35

What need does this address? Are cards taking up too much room in people's lives? This solution doesn't reduce the height or width of the encumbrance at all, and reduces the depth only by n*.76mm, where n is the number of cards that will be replaced. I don't get it. Also, http://c2.com/cgi/wiki?TheZenOfProgramming

This and Vessyl feel like the harbingers of Silicon Valley doom. Products that solve no meaningful problem and cost orders of magnitude more than their 'dumb' alternatives. A waste of good brains.

But the Apple watch is blessed by Jonny Ive Himself!

Re: Plastc Card

#57

Post by atourgates »

brentm wrote: post #21
skorecky wrote: post #2

Wow, this will certainly give Coin ( https://onlycoin.com/ ) a run for their money.

I can't help to think this and Coin are each a solution in search of a problem. Do you know many people that use more than 3 cards regularly? If the norm was to have so many cards they barely fit in your wallet this would be perfect.

Well - I carry 3, and would carry 7 if I wasn't trying to slim down my wallet.

Those 3 are:

* An personal AMEX cashback card, that gives me a very nice 5% back in certain categories, and 1% back on everything else.

* A Visa Airline miles card, for places that don't take AMEX or travel spending where I earn 2x or more miles.

* A business Visa credit card for the business my wife owns.

The other cards I'd carry if I wasn't annoyed by a thick wallet are:

* A Costco AMEX that gives me extra cashback at Costco.

* A couple store-specific Visa cards that give me nice benefits at stores where I shop at least semi-regularly.

* A work credit card for my work.

I'm a bit of a miles/cashback junkie, but I'll bet many people have at least a few cards they'd like to consolodate. The average American family has 8.

Like I said in another comment, I'd be thrilled if I could replace all those with one card, and I'd be happy to pay what Plastc is asking if it worked. But the most likely scenario I see for that happening is mobile payments a'la ApplePay.

Re: Plastc Card

#58

Post by joshstrange »

nathanm412 wrote: post #42
joshstrange wrote: post #29

I pre-ordered Coin and have signed up for the beta and while this card seems to be much cooler (and 3x more expensive) I feel like Coin has a better chance of making it to market. Their idea and product just seems more "do-able" than this. It's easy to throw up a list of tech specs on a website, it's a lot harder to actually ship those features. I'm highly skeptical of their support for chip-and-pin. In my (uneducate…

Coin doesn't handle the chip and pin problem at all for the moment. Even they say that the next version of the card will work with chip and pin. As far as the battery is concerned, Coin will just stop working after two years. At least with this card, it will be rechargeable, even if I have to do it monthly. My biggest concern would be pre-ordering anything like this for the time being. I was left pretty jaded with Co…

I too am jaded by Coin's delays (though after a year of Soylent delays, each one promising delivery "next month", I guess I should know better). As for the battery life I really don't expect to still be using the same Coin in 2 years. I imagine I will have an upgraded Chip & Pin version or just be using Apple Pay by then. I fear that all of these card-replacement solutions will be downed out by things like Apple Pay (I assume other companies will introduce competing services, and no Google Wallet is not a competing service IMHO). I might be able to get a Coin refund but I'm not a huge fan of pulling funding from them (even if it's only $50) and I still think it's a nifty idea. I'm still very much so looking forward to getting my Coin sometime in December (supposed to ship by the end of November), that is of course if they stick to that timetable.

Re: Plastc Card

#59

Post by aioprisan »

toomuchtodo wrote: post #37
jMyles wrote: post #35

What need does this address? Are cards taking up too much room in people's lives? This solution doesn't reduce the height or width of the encumbrance at all, and reduces the depth only by n*.76mm, where n is the number of cards that will be replaced. I don't get it. Also, http://c2.com/cgi/wiki?TheZenOfProgramming

It commoditizes credit/debit/banking products, which isn't a bad thing.

How does actually commoditize banking products? It just reduces the number of cards that you may or may not have in your wallet, with may or may not be a real problem for a majority of people. My gut feeling as a tech guy with disposable cash is that this looks great and I'd love to have this as a cool toy, but honestly it does not fulfill any real daily need for the mass market or for general good.

Re: Plastc Card

#60

Post by jrockway »

lost_name wrote: post #3
skorecky wrote: post #2

Wow, this will certainly give Coin ( https://onlycoin.com/ ) a run for their money.

Important difference: Plastic supports Chip & Pin, Coin does not. Plastic: https://www.plastc.com/card#tech-specs Coin: https://onlycoin.com/support/faq/#security

I doubt that it actually supports Chip & Pin; it probably supports the kind where your card number can be read via those contacts, but still requires your signature to complete the transaction.

Another option is just proxying your card; their card has a valid chip & pin and credit card number, and when they process the charge, they pay for it by charging your actual card. If I recall correctly, the credit card companies don't particularly like this, but maybe things have changed recently.

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