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Stripe: Alipay support

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Re: Stripe: Alipay support

#51

Post by Silhouette »

avibryant wrote: post #50
Silhouette wrote: post #43

Earlier quoted context omitted.

Thanks for the replies. By stable, I meant something that doesn't have the unpredictable UI variations of checkout.js, which for some of us is a significant concern. (See various previous HN discussions about Stripe, particularly around the time the phone number/remember me changes came in.) When there was always the alternative of using stripe.js (as also repeatedly mentioned in previous HN discussions) this wasn't…

Thanks very much for the feedback. (Feedback helps! As you may remember from the previous thread, we did change the Remember Me + phone number fields to be optional, in large part because of the feedback we got on HN.) Each new payment method comes with its own constraints. We'll always try to give our users as many options as possible while working within those constraints. The constraints with Alipay are particular…

(Feedback helps! As you may remember from the previous thread, we did change the Remember Me + phone number fields to be optional, in large part because of the feedback we got on HN.)

That's good to know. FWIW, I hadn't heard anything about that change, which would have been of immediate interest to at least one team I worked on that was still relying on checkout.js at the time.

Each new payment method comes with its own constraints. We'll always try to give our users as many options as possible while working within those constraints. The constraints with Alipay are particularly tight, and for now the only way we can satisfy them is through checkout.js - but over time, if we can relax that, we will.

Understood, and thanks again for taking the time to explain.

Re: Stripe: Alipay support

#52

Post by Rabidgremlin »

pc wrote: post #7
silverlight wrote: post #6

If you guys would do this exact same thing for PayPal, I would be so happy.

We'd be very happy to support PayPal in the same way. If any PayPal folks are reading, I'm patrick@stripe.com :-).

Any chance you be rolling out support for New Zealand... we sell heaps to China!

Re: Stripe: Alipay support

#53

Post by jqueryin »

lachyg wrote: post #32
jqueryin wrote: post #26

Earlier quoted context omitted.

No, just whether or not you'd implement Alipay into your API in a manner that would allow for us to handle the frontend UI ourselves (letting our users chose between Alipay or credit card).

We felt that Checkout was the best integration point because it let us do some nice dynamic authentication logic instead of Alipay's usual redirect-based flow. Given that subtleties involved, Alipay's constraints, and the fact that it'll no doubt need to evolve in the future (as compared to the static standardization of credit cards), I think it'd be pretty tough to expose it via a straight API.

That makes sense. Given the fact Checkout simply returns a token, I think it's safe to say that it can still work with existing backend API solutions in conjunction with webhooks.

Re: Stripe: Alipay support

#54

Post by akirk »

PhilipA wrote: post #39

Now we just need to see Stripe come to the other countries, which doesn't yet have access to them (I have Denmark in mind).

Austria1 It seems like easy deal because almost everything works the same way as in Germany, tax wise.

Re: Stripe: Alipay support

#55

Post by joedrew »

avibryant wrote: post #36
joedrew wrote: post #33

As a Canadian, I'm most interested in when Stripe will start supporting our Interac debit cards. At that point, from my point of view, it'll have taken over the world. :)

(I'm Canadian and work at Stripe) How often do you actually buy things online with interac? I think I've maybe done it once, and the redirect-to-the-bank flow is pretty awkward. My sense is that this isn't ever a barrier to conversion for Canadians (except maybe for very large purchases?), but I'd be curious to hear otherwise.

I don't count as a user, since I am relatively affluent, tech-savvy, and always pay off my credit card every month.

I'm thinking of the average person who buys with Interac to avoid debt, and feels an impedance to buying online because of credit-card-only. I'd love to have the ability to enable those people's purchases through Stripe.

(I agree that the bank-redirect flow is awkward slash awful. However, you solved exactly that problem with your Alipay integration! :) )

Re: Stripe: Alipay support

#56

Post by mperham »

darvy wrote: post #11

I wish there was a non-JS version of Stripe Checkout. Rather than throwing up the modal window, I'd prefer to redirect my users to a Stripe hosted checkout page where they can make payment and we can deal with it via webhooks. Similar to how PayPal works really. Currently I'm integrating with the API directly to do this but I'd have preferred to use a page hosted by Stripe, especially considering they are starting to…

Stripe defers to partners that handle the checkout process. One example that I use personally is Plasso.

Re: Stripe: Alipay support

#57

Post by joedrew »

alanctgardner3 wrote: post #35
joedrew wrote: post #33

As a Canadian, I'm most interested in when Stripe will start supporting our Interac debit cards. At that point, from my point of view, it'll have taken over the world. :)

It'd be nice, but you could fit 40 Canadas into China (population-wise), and most of us already have credit cards due to our proximity with the US. It's sad but completely rational that so many American services don't bother with us as a country.

Oh, totally. But heck, as long as we're wishing...

Re: Stripe: Alipay support

#58

Post by gatehouse »

sabalaba wrote: post #46

This is a huge deal. I'm currently in Shenzhen and Alipay (支付宝) is a common and convenient way to make payments, on Taobao, in person, or otherwise. Alipay is an interesting product in its own right, even if examined independently of the Alibaba Group. It has a money market service, Yu'E Bao (余额宝) that is currently a top 3 global money market fund with $89B AUM. That's a taste of the scale of the market in China. htt…

(slide 136)

Re: Stripe: Alipay support

#59

Post by JohnTHaller »

mperham wrote: post #56
darvy wrote: post #11

I wish there was a non-JS version of Stripe Checkout. Rather than throwing up the modal window, I'd prefer to redirect my users to a Stripe hosted checkout page where they can make payment and we can deal with it via webhooks. Similar to how PayPal works really. Currently I'm integrating with the API directly to do this but I'd have preferred to use a page hosted by Stripe, especially considering they are starting to…

Stripe defers to partners that handle the checkout process. One example that I use personally is Plasso.

Which you have to pay another 3% on top of Stripe's fee.

Re: Stripe: Alipay support

#60

Post by turingbook »

hunvreus wrote: post #29

On a personal level, I'm very excited to know that I won't have to try and integrate Alipay in any of our products anymore. It's nightmare to deal with, even for our Chinese team. But for Stripe, it's a huge step forward into tapping in a massive market. Most Chinese people can't (or won't) use card to pay online; they simply have Alipay connected to their bank account or use prepaid cards. Good move Stripe.

Alipay API is that bad?
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