So what are the negatives? This NYT article reads like a PR piece for medical tourism... What about malpractice insurance in Belgium/Poland and what happens if there are problems down the road with TFA's hip implant?
I don't know about insurance malpractices but how this malpractice outweigh or even relevant to this topic. And also out of of curiosity does USA hospital give guarantee of not having any problem with implants.
For Medical Tourists, Simple Math
51–60 of 61 posts
Re: For Medical Tourists, Simple Math
#52Earlier quoted context omitted.
I've lived in Scandinavia, with largely similar systems (they vary a bit, I've seen Sweden and a bit of Finland). The health care systems are centrally planned and administered, and hence have the typical problems doing the work in an efficient manner. For instance, it is acknowledged in international comparisons as really hard to get diagnosed because doctors just don't have the time, largely because of administrati…
"The government has recently decided that all illegal immigrants in Sweden will get free health care, without any paperwork." If the vast majority of people treated are not subject to itemised accounting, the bureaucratic expense of having itemised accounting for one small group can actually be higher than just treating them for free as well.
Since it seems I need to explain in more details:
The problem is that potentially anyone which can get to Sweden can get expensive treatment free. This is potentially ruinous for a small country. Just the millions of poor gypsies in Romania/Bulgaria which lack good health care for poor people ("I'm from the republic of Moldova outside the EU. I am here illegally because criminals are after me") is enough to break the Swedish health care system if they use this loophole in an organized way. Or normal citizens in those countries, for that matter. We will see...
Re: For Medical Tourists, Simple Math
#53I was a medical tourist in the opposite direction earlier this year. I'm from Canada, land of free health care, and my doctor told me that I would have to wait 6 months to see a specialist. My ailment[1] prevented me from sleeping most nights, caused severe, productivity-ending headaches all day, and caused me to pop ibuprofens like candy. My PCP attempted to use water to eliminate what he believed was an earwax impa…
So he scheduled surgery, it wasn't due for 4 years. His life wasn't in danger, it wasn't completely debilitating, he could walk with a limp. So rather than go to another country, he actually soldiered it (he's the soldiering type it seems). Well guess what 4 years of a persistent limp + exercise does to you. Nothing good. He finally had the bone chip removed, I'm sure a cheap operation. Only now he's had 6+ years of physiotherapy correcting his improperly developed muscular system.
+1 Canada for having a public health care system that moves fast when it needs to.
-1 Canada for having a public health care system that moves incredibly slow when it doesn't need to.
Re: For Medical Tourists, Simple Math
#54The directive created a legal framework for patient’s right to seek healthcare in another member state and for reimbursement.
http://eur-lex.europa.eu/LexUriServ/LexUriServ.do?uri=OJ:L:2...
Re: For Medical Tourists, Simple Math
#55Earlier quoted context omitted.
Most of the difference here is that our hospitals have to fob off the money they lose from treating patients without health care onto those that do. They charge a lot more because every 5th or 6th person coming into the emergency room has no health care, must be given treatment, and will never be able to pay for it. Thus, we all take on that burden through a backdoor, round the corner, through the mailslot, rather th…
That doesn't really explain how the healthcare can cost 5x or more. What you've said is that every 5th or 6th person is a free rider (presumably due to laws such as the COBRA http://en.wikipedia.org/wiki/Consolidated_Omnibus_Budget_Rec... ) ... if that was the source of the added costs, it would suggest they would only be 1.2 or 1.5x higher, not 5x or more.
It's better than individual coverage because individual plans are made more expensive to counteract adverse selection (i.e. people who buy plans are sicker than those who don't) but it's not really affordable for someone who just got laid off.
Re: For Medical Tourists, Simple Math
#56I was a medical tourist in the opposite direction earlier this year. I'm from Canada, land of free health care, and my doctor told me that I would have to wait 6 months to see a specialist. My ailment[1] prevented me from sleeping most nights, caused severe, productivity-ending headaches all day, and caused me to pop ibuprofens like candy. My PCP attempted to use water to eliminate what he believed was an earwax impa…
I had a similar experience with the UK's public healthcare system when I was studying abroad there; had I been completely dependent on it, I likely would've died before being treated.
Re: For Medical Tourists, Simple Math
#57It would be interesting to see a breakdown of what really accounts for the majority of the price differences. This article mentions some things in passing but ultimately doesn't conclude with the main quantitative insights.
Your health is priceless. You'd pay anything for yourself or your children. Therefore the going rate will be whatever maximizes profits, which doesn't necessarily mean providing services to everyone (at least in backwards countries) but usually means providing service to "most of the community", more or less.
That's why when very few people are tourists, its profitable for the tourists. Obviously this doesn't scale because if you can outsource basically all non-emergency medical care, prices will rise for tourism because the served group now earns 5x as much so "why not" charge 5x as much if the locals don't go there anymore.
Its no different than "tourist-y" restaurants and stores. Once the locals are chased away, prices explode to what the tourists can pay, what the locals pay doesn't matter, they're kicked out of the market.
Once the real economic value disappears, all thats left are scammers. So "everybody knows" that going to .mx for raw vanilla, tequila, and jewelry is a losing proposition because so many crooks are involved. You'll hear accusations of this for medical tourism, but its just not there yet. It'll take awhile but the economic forces are inevitable, at which point there will be true medical disaster stories about scammers.
Re: For Medical Tourists, Simple Math
#58Earlier quoted context omitted.
The #1 reason healthcare costs more is because of over-treatment. When providers are paid by the procedure, suddenly everyone needs a procedure (or ten). Combine that with third-party responsibility (insurance pays doctor, employer pays for insurance), opaque pricing structure (doctors are the only ones that can tell you if a procedure is necessary or not), and you have a "market" that is "broken". Put simply, everyo…
Over-treatment doesn't explain why the same treatments cost more, though. The base charge for simply occupying a hospital bed for one day is absurdly high in the U.S. compared to just about any other country (Canada comes close, if you're a non-Canadian and therefore actually liable for it).
And since we have such a high proportion of non-insured here, those admissions raise the cost for everyone else who DOES have insurance.
Re: For Medical Tourists, Simple Math
#59I was a medical tourist in the opposite direction earlier this year. I'm from Canada, land of free health care, and my doctor told me that I would have to wait 6 months to see a specialist. My ailment[1] prevented me from sleeping most nights, caused severe, productivity-ending headaches all day, and caused me to pop ibuprofens like candy. My PCP attempted to use water to eliminate what he believed was an earwax impa…
I read a while back that the US hospitals charge foreign medical tourists competitive rates. But getting that rate as an American is another matter since the hospitals make so much with their standard rates.
Good thing I had travel insurance.
Re: For Medical Tourists, Simple Math
#60Earlier quoted context omitted.
I read a while back that the US hospitals charge foreign medical tourists competitive rates. But getting that rate as an American is another matter since the hospitals make so much with their standard rates.
Nope, I been to the doctor while in the US and the bill was insane given it was a routine check. Good thing I had travel insurance.
Ordinary tourists who come for other reasons and happen to seek medical care are a completely different story - they'll be charged the "highest possible fee, 'cause we can" rate.