Stripe's Payment APIs: the first 10 years (2020)

Post by NetOpWibby » Mon, Apr 20, 2026, 5:14 PM UTC

deaux wrote: post #33

NetOpWibby wrote: post #6

Earlier quoted context omitted.

In my experience, you couldn’t just setup an account and start selling, you had to contact their sales team and they let you know if they want your business. Stripe has no real competitor.

It has lots of competitors. They bought out LemonSqueezy exactly because it was a competitor that quickly gained a lot of mindshare. Polar.sh is another one. The thing you're talking about with Paddle is just checking you're not selling offline, physical stuff.

   Polar is currently built on Stripe, and we cover their 2.9% + 30¢ fee from ours. However, they impose a few additional fees for certain transactions that we need to pass on.

Post by danpalmer » Tue, Apr 21, 2026, 2:25 AM UTC

egorfine wrote: post #20

danpalmer wrote: post #3

Earlier quoted context omitted.

Having done a major migration with Stripe, at a startup, I disagree. They have lots of products, but you don't need most of them and can ignore them. What's left is, in my experience, the correct amount of complexity. We looked at Braintree, and it was just missing things that we were legally required to support, we looked at Judopay and it was... lacking (a nearby founder describe Judopay as treating payments like a…

> Having done a major migration with Stripe, at a startup, I disagree Initial integration is very simple and developer-friendly. The complexity comes later.

Post by SkiFire13 » Wed, Apr 22, 2026, 6:05 AM UTC

malfist wrote: post #54

SkiFire13 wrote: post #50

Earlier quoted context omitted.

Stripe's fees are well above interchange fees (especially in Europe). On top of that Stripe's pricing for other features (e.g. invoicing and subscriptions) is also a percentage, so you end up paying a ton for those features.

And other payment processors don't charge a fee for invoicing and subscriptions?