In a case of the worst person you know makes a great point, Jordan Peterson was remarking a few years back about how Youtube and MOOC's were really the new universities of the modern age. If you want knowledge it's there for the taking. The legacy institutions really are just a stamp / sorting hat for young people these days. For the money people spend these days on education, you'd think there'd be grounds for refun…
I do not always get a "yes" but most of the time I do.
These are generally people who went to top universities and now have well paying and respected jobs. I suspect if I asked most students of lower tier universities the answer would be "I'd rather pay for neither".
Thankfully, things are generally shifting, there is a push for apprenticeships and one can even become a solicitor or barrister via the apprenticeship route now. University will go down as one of the largest economic wastes in human history.