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GLP-1s are breaking life insurance

glp1digest.com

51–60 of 640 posts

Re: GLP-1s are breaking life insurance

#51

Earlier quoted context omitted.

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Why is obesity the only disease that taking medicine for is “cheating”? Which is more important: instilling your particular version of “discipline” into people, or saving billions in healthcare costs and millions of lives from suffering?

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Re: GLP-1s are breaking life insurance

#52

Earlier quoted context omitted.

[flagged]

Why is obesity the only disease that taking medicine for is “cheating”? Which is more important: instilling your particular version of “discipline” into people, or saving billions in healthcare costs and millions of lives from suffering?

It’s usually a self inflicted disease. Your own actions cause it most of the time

Re: GLP-1s are breaking life insurance

#53
post #38

So... There's a miracle drug powerful enough to robustly lower people's all cause mortality, but since health insurance and life insurance are industries with vastly different time preferences, this is not a good thing for the life insurers because people just keep getting off the magic longevity drug and screwing up their predictions. Because, admittedly, it kind of sucks in the moment to be on. And I'm guessing jus…

Can you explain what sucks about being on the prescriptions?

I'm just reporting my cached knowledge of people saying they experienced some adverse side effects. Also injections are not fun, even though they are probably a lot less annoying than they look.

Re: GLP-1s are breaking life insurance

#54
post #11

I realize this is a fraught question, because not everyone is overweight by choice (whether due to a subsisting on whatever they can afford, time, genetics, injury, etc,.) but I believe that insurers are able to consider whether someone smokes cigarettes when setting premiums for ACA based healthcare. With the above caveats that would make this difficult, it would be nice if we could treat "voluntary" obesity similar…

I think the article is making the point that that is what they have traditionally been able to do but they no longer can. Since the magic drugs are giving people the will power to be able to make these changes.

Re: GLP-1s are breaking life insurance

#55

Earlier quoted context omitted.

[flagged]

Why is obesity the only disease that taking medicine for is “cheating”? Which is more important: instilling your particular version of “discipline” into people, or saving billions in healthcare costs and millions of lives from suffering?

People grew up making fun of others for being overweight. Suddenly a medication making it treatable (and possibly providing an explanation for why the prevalence of obesity skyrockets in developed countries) validates the idea that it's a medical condition.

Relatedly: it validates that people are assholes for making fun of others who are overweight. And not many people like feeling like an asshole.

Edit: starlevel004 is right.

Re: GLP-1s are breaking life insurance

#56
post #41

I believe AI along with smart glasses that shows and calculates your daily caloric intake will be a SUBSTITUTE (another option) to the Ozempics. With AI glasses doing this automatically for you upon seeing what your eating without u having to do anything some people may be shocked to learn how many calories they consume daily. Currently, it's too time consuming now for the majority to do (i use GPT via texting it or…

People with poor restraint will remain unfazed. If what you're suggesting worked, then the horrible cancer pics on cig packs would have long eliminated smoking.

I did say it will be a substitute to the Ozempics not a replacement.

For those who don't have the will power there's the Ozempics to utilize at their discretion. For those who do have some or a lot of will power to change their lifestyle forever then this is going to be extremely helpful and those types wont be using Ozempics as Im sure such types are using it now.

Re: GLP-1s are breaking life insurance

#57

I was on Mounjaro for two months. I was also dieting and walking 10k steps a day. I lost 25 lb and my A1C went down to 5.0 from 5.7. All my cholesterol numbers were in range. I stopped taking it and lost 25 more. I haven’t regained the weight. People who gain it back did not learn the lesson and did not effectively change their habits. You need the discipline - and a good support system. But if you don’t have that an…

How long ago was this?

I started in Aug 2024 and stopped in Oct 2024. I paid for it from one of the pharmacies that made it in Florida. I injected myself with insulin needles that they send you.

Re: GLP-1s are breaking life insurance

#58
post #12
post #7

I've always felt that there's some trade to be done here, with life and health insurers basically giving glp-1 et all for free bc they lower the cost of everything else edit: and then Big Annuity lobbying to oppose this

Aren’t “Big Life Insurance” and “Big Annuity” pretty much the same companies?

They are, they're basically mathematical inverses of the same product.

Big Annuity can charge you more, in fact, if it has reason to believe you're going to live unusually long, so playing the GLP-1 dance with them would only be profitable in reverse. Pretend to be the unhealthiest person on the planet, lock in an annuity, then get on the drip stat.

Re: GLP-1s are breaking life insurance

#59
post #52

Earlier quoted context omitted.

Why is obesity the only disease that taking medicine for is “cheating”? Which is more important: instilling your particular version of “discipline” into people, or saving billions in healthcare costs and millions of lives from suffering?

It’s usually a self inflicted disease. Your own actions cause it most of the time

Which other self-inflicted medical conditions do we deny medical care for?

Re: GLP-1s are breaking life insurance

#60

I was on Mounjaro for two months. I was also dieting and walking 10k steps a day. I lost 25 lb and my A1C went down to 5.0 from 5.7. All my cholesterol numbers were in range. I stopped taking it and lost 25 more. I haven’t regained the weight. People who gain it back did not learn the lesson and did not effectively change their habits. You need the discipline - and a good support system. But if you don’t have that an…

> People who gain it back did not learn the lesson and did not effectively change their habits. You need the discipline This is deeply misguided. I’m glad that the little assist was enough for you, but if “healthy habits” were enough then people who’d lost weight the traditional way would keep it off. Further, unless you’ve been off it for more than six months, I’d hold your judgement on this one.

I have been off since Oct 2024. Also, I did continue to lose weight the traditional way.

After I stopped, a coworker told me about Vida which my work offers as a health benefit.

Using the Vida service where I got a registered dietician to show me what to eat, I tracked my food and water intake and tracked my exercise. I had protein and fiber goals to hit.

You can’t do it all on the medicine - it is a lifestyle change. The medicine was the catalyst but not the reason I kept the weight off. I wanted it. But because I wanted it, I wanted to use the support system that my work paid for.

I think there is a lesson to be learned here

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