Earlier quoted context omitted.
It really only is for bad practical reasons, that all coincidentally make it harder and harder to self-host stuff locally without paying a few dollars a month or year here and there to various rent seekers. "Just use Letsencrypt" really is the correct answer for 99% of use cases, but good luck if you find yourself with one from the 1%. You'll get an army of people mindlessly parroting "best practices" and will assume…
Internal CAs and self signed certificates are different. You can still generate a CA, sign your certificates, import your own CA into your phone and have that verify your certificates. You don't need Letsencrypt. But you'll learn in time.
No non-sophisticated user is able to run their own local CA, and that's why their NAS, IoT setup etc. all run over HTTP only, which in turn has implications for available web APIs (thanks to "secure origin only" policies and no exemption for local IPs/zeroconf domains) and many other things.
It also doesn't work for at least modern Android apps, since Android no longer makes user-provided CA certificates available to (non-browser) apps anymore, I believe, unless they're compiled with a special debugging parameter. On iOS it's still possible, but I'm not sure how long it's going to stay that way.