51–60 of 229 posts
Earlier quoted context omitted.
Google Wallet is actually fairly useless. To load it up you need a credit card. If you have a credit card, you could just as well, uhm, use a credit card.
I think your parent was being sarcastic. We need a sarcasm tag in HTML.
Are online payments such a big unsolved problem? It takes me all of 10 seconds to type my CC number and associated security codes. Sites that I use a lot tend to allow subsequent purchases without re-entering them anyway. If everyone's facebook account has CC details attached and a 1 click "pay now" button you are only 1 XSS vulnerability from fraud on an unprecedented scale.
Whenever I shop on a site that has the option of typing in my credit card details vs pressing a "Pay with PayPal" button, I always go for the latter, since I'm lazy. Looking at the stats from my job, I'm definitely not alone.
What might make more sense would be for FB to allow linking a paypal account with a FB account which could then allow users to login to Paypal via FB.
This would mean they could use paypal's more mature backend and let them deal with the messy stuff, while facebook could still potentially get all the fun of spying on your purchases.
I fully agree. For a lot of people facebook is their identity, linking their identity to paiement is a logical step. They could first allow people to exchange any amount of money with friends for free, add it to their mobile app so that everyone has it anytime. Other apps are doing that, and that's very useful. And they should buy Stripe, bind everything together, displace amex, visa and mastercard. Or may be that's…
Are online payments such a big unsolved problem? It takes me all of 10 seconds to type my CC number and associated security codes. Sites that I use a lot tend to allow subsequent purchases without re-entering them anyway. If everyone's facebook account has CC details attached and a 1 click "pay now" button you are only 1 XSS vulnerability from fraud on an unprecedented scale.
Earlier quoted context omitted.
You seem to conflate [1 - what I want FB to do with regards to privacy] with [2 - what FB needs to do so I trust they won't steal my money]. The two have nothing to do with each other. Realistically speaking, 1 may never happen, 2 is already there (even if you're only liable for $50 from unauthorized cc transactions).
3. What facebook needs to do so I trust that other people can't steal my money through facebook.
I've been on FB since the beginning. And I've never clicked on an ad. What makes you think I will to actually buy something? I barely trust Paypal, you think I'm gonna trust FB with my CC details. You gotta be kidding. There are a few steps FB must do before I'll trust them with anything other than bs about what games I'm playing now: 1. Convince me they take my security and privacy seriously. 2. Convince me they are…
I've been on FB since the beginning. And I've never clicked on an ad. What makes you think I will to actually buy something? I barely trust Paypal, you think I'm gonna trust FB with my CC details. You gotta be kidding. There are a few steps FB must do before I'll trust them with anything other than bs about what games I'm playing now: 1. Convince me they take my security and privacy seriously. 2. Convince me they are…
FB has several billions of revenue from ads.
What makes you think you are not an insignificant outlier and that this move or any other doesn't concern you?
Just think people, if everybody did what I do on FB, would FB still exist? If the answer is no, then what you might or might not do, doesn't matter with regards to FB.
Earlier quoted context omitted.
For the purposes of most online payments a standard debit card can be used interchangeably with a credit card.
"Standard" debit cards aren't really standard outside the US either. Maestro (chip + PIN) doesn't work online, for example.
I don't have a credit card. I know a lot of people who does but rarely uses them, debit cards feel more secure than credit cards against theft/fraud (and I'm not really sure if they are, I don't think so).
I've been on FB since the beginning. And I've never clicked on an ad. What makes you think I will to actually buy something? I barely trust Paypal, you think I'm gonna trust FB with my CC details. You gotta be kidding. There are a few steps FB must do before I'll trust them with anything other than bs about what games I'm playing now: 1. Convince me they take my security and privacy seriously. 2. Convince me they are…
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On the plus side, it's shorter than any of my other common passwords, so I'm not tempted to reuse it. I can say with certainty that my banking password is not in any DB on the tubes save my bank's.