Earlier quoted context omitted.
That’s exactly the problem for me: I’m the kind of person who sees money as “a token to be traded for goods and / or services”, and why would any normal person (ie, not counting crypto investment nerds) want to trade their eth if the most profitable thing to do is to hoard it?
Why do you buy things when you could only ever save?
And the answer to your question is learn about the stopping problem https://en.wikipedia.org/wiki/Optimal_stopping