Earlier quoted context omitted.
I didn't know this was a thing in the US until a few months ago - apparently the local police notify insurance companies (somehow) of speeding violations and thus give the insurance reason to increase your premiums.
If the goal is to charge people who take actions that result in higher probability of losses, then it makes sense. Otherwise, drivers that have less probability to cause losses are subsidizing those that do. Also, in the US as far as I know, you can “fight” the ticket in court and pay the local government more to reduce the level of speeding ticket and hence points you get, so that the insurance company doesn’t see a…
It's a noisy and weak signal.