Why does everyone need a 3d printer? Maybe this statement would sound as ludicrous looking back as asking why does everyone need a PC in the 1980s. However, I still don't understand why would a regular person need a 3d printer? Mass marketed goods are always cheaper due to economies of scale. And would you really want to put in the effort to make your own chair, etc?
"Everyone" doesn't. If you don't make things, don't buy tools.
Metaphorically, you're comparing buying a radio to buying a piano. If you just want to listen to music, buying a piano is a very inefficient step to your goal.