51–60 of 95 posts
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If they're not on the debt, hence why the collector won't talk to the adults, and the debt is in the name of a 10yro, won't that disappear by the time the kid's 18 and not show up on the parents' record?
I'm not aware of any debt erasure that occurs when you're 18.
Earlier quoted context omitted.
If they're not on the debt, hence why the collector won't talk to the adults, and the debt is in the name of a 10yro, won't that disappear by the time the kid's 18 and not show up on the parents' record?
I'm not aware of any debt erasure that occurs when you're 18.
It's interesting that the "hacker" himself was caught via hackery. When I worked on anti-cheating stuff for a game company, I was able to stop the seller of the cheat because their cheat had been stolen and resold so they had to put anti cheating tech in their cheating tech and it opened a hole I was able to exploit to detect them.
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Yes, because it's better than the alternative (ruining the credit rating of your ten year old, something they'll have to fix 8+ years from now). A perfect solution doesn't always exist. In this case it's very unlikely they would need to hire a lawyer anyway.
I thought debt falls off your report after so long? A perfect or at least more ideal solution would be a response asking for age verification and not ignoring the parents because it's not their name.
The solution here is to do what one of the posters above me said to do. Dispute the claim, inform the collector that they are going after a minor, demand all further communications be made via mail.
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I'm not aware of any debt erasure that occurs when you're 18.
He's got 8 years to go until 18; doesn't unpaid debt fall off your credit report by then?
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Are you sure you want to risk long-term credit problems because you refuse to interact with a debt collector? I don't think that's wise.
If they're not on the debt, hence why the collector won't talk to the adults, and the debt is in the name of a 10yro, won't that disappear by the time the kid's 18 and not show up on the parents' record?
It's interesting that the "hacker" himself was caught via hackery. When I worked on anti-cheating stuff for a game company, I was able to stop the seller of the cheat because their cheat had been stolen and resold so they had to put anti cheating tech in their cheating tech and it opened a hole I was able to exploit to detect them.
sounds more like they had to put anti-piracy tech in their cheating tech
Then imagine someone else starts selling another tool. Anyone who buys that other tool is now able to beat the players you promised a win to, AND they're not giving you any money for it. This damages your reputation, which in an underground market is probably your most valuable resource. So not only are they not paying you, but they're robbing you of future sales by damaging your rep.
Wouldn't you put in something to prevent users of your newest cheat from being cheated themselves?
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> And I make it a habit of giving them as much useless, inaccurate information as possible. How do you do this? (Specifically, with the companies you mentioned.)
I would like to know this as well.
You could also open phone lines with fake information, ISP accounts and so on.
A good investigator with expensive access will still be able to track you down, but automatically exploiting your data will be much more difficult if it's a mess.
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I don't believe that to be true but, in this case, it's a parent opting their ten year old out of it. The point is that this can be resolved to their benefit. Instead, they would rather scream about it being unfair. No one cares; the only people who get hurt will be them.
Is it really to their benefit of they loose money unrelated to the supposed debt doing it?
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Our son (10 yo) had a delinquent medical bill for reasons we don't understand. The creditor can't tell us who sent the bill because we aren't the named party and I'll be damned if I put him on the phone with them, because he is a minor. So, we're at an impasse and no one can tell us anything. Someone managed to get his name and address and did not realize he was a minor. Brilliant system you have!
yardie says> So, we're at an impasse and no one can tell us anything.* This is not true. And the system works fine. But you'll have to do some work (write a few letters and maybe a bit more). Here's how: 0. Open a chronological paper file. Copies of all correspondence with dates clearly marked/stamped will go into this file. Put the file into a file cabinet: put a copy of every letter, note or form, including the cre…