51–59 of 59 posts
Earlier quoted context omitted.
I assume that's why the parent said there's little need to carry around more than one
But if your 'one' is the '6% on groceries' AmEx, you do need to carry more than one (or accept that there will be places you can't spend money).
Author of this page, if you're reading this, thank you for making this a plain text table of data with none of the tracking and marketing cruft that most people would do with this data. I really appreciate the efficiency of this approach and I'm grateful to you for keeping it simple.
Hah, I was so confused on reading this comment. First I thought you are the author, so then who are you thanking. Seems like I am not the only one :)
Author of this page, if you're reading this, thank you for making this a plain text table of data with none of the tracking and marketing cruft that most people would do with this data. I really appreciate the efficiency of this approach and I'm grateful to you for keeping it simple.
Thanks very much floatingatoll This is way better than reading endless blogspots and searching on google. How much time did you invest into making this?
Earlier quoted context omitted.
I prefer cash back cards because I don't fly enough to care about miles. I also don't really want to think about points that I don't get to spend however I want. But I can imagine if you like the other rewards offered on some cards, you're probably getting more value than with cash back.
If you fly even 1-2x a year then why not fund that trip with one signup bonus from one card vs getting a cash back card (which usually don’t even come with a signup bonus and if they do it’s very small)? If you don’t want to be tied to one airline card, a Chase Sapphire card which you can use to transfer to airlines or book directly with their reservation portal will give you 1.25 cents per point redeemed on flights…
Earlier quoted context omitted.
If you fly even 1-2x a year then why not fund that trip with one signup bonus from one card vs getting a cash back card (which usually don’t even come with a signup bonus and if they do it’s very small)? If you don’t want to be tied to one airline card, a Chase Sapphire card which you can use to transfer to airlines or book directly with their reservation portal will give you 1.25 cents per point redeemed on flights…
I've tried to pay with points before and it never seems to work out advantageously. A $200 bargain basement Southwest flight will cost like 60000 points. Is Southwest, or international for that matter, an anomaly?
Earlier quoted context omitted.
I've tried to pay with points before and it never seems to work out advantageously. A $200 bargain basement Southwest flight will cost like 60000 points. Is Southwest, or international for that matter, an anomaly?
That’s just...wrong. If you transfer to Southwest from Chase or book directly it should be around 15000 points. Both Chase and Southwest have a point value of greater than 1 cent per point, so there’s no way that could be true for a $200 flight.
Barclaycard Arrival Plus missing from the list, it's my go-to card. I recommend it to everyone. * 2 points for each $1 spent + 5% bonus on redeeming (effectively 2.1% in cash back) * 70,000 points ($700) on signup with minimum spend * $89 annual fee, waived first year * No foreign transaction fees https://cards.barclaycardus.com/banking/cards/barclaycard-ar...
Barclaycard Arrival Plus missing from the list, it's my go-to card. I recommend it to everyone. * 2 points for each $1 spent + 5% bonus on redeeming (effectively 2.1% in cash back) * 70,000 points ($700) on signup with minimum spend * $89 annual fee, waived first year * No foreign transaction fees https://cards.barclaycardus.com/banking/cards/barclaycard-ar...
Earlier quoted context omitted.
With contactless payment systems like Apple Pay, there's little need to carry around more than one default credit card.
Unless you end up somewhere that doesn't support ApplePay, and doesn't accept AmEx. It's uncommon (where I live, at least), but it definitely happens.