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The difference between ‘broke’ and ‘poor’

theguardian.com

51–60 of 234 posts

Re: The difference between ‘broke’ and ‘poor’

#51

Earlier quoted context omitted.

If you are poor in the US your healthcare costs will mostly or entirely be covered. This includes major surgery.

Not really, or there wouldn't be so many medical bankruptcies

If you have employment you'll have to pay the bill. I absolutely could see that driving people into bankruptcy. If you have no or little income the government will pay your medical bills.

Re: The difference between ‘broke’ and ‘poor’

#54
post #47

Earlier quoted context omitted.

If you are poor in the US your healthcare costs will mostly or entirely be covered. This includes major surgery.

That's way off. While it's true public hospitals can't turn you down for emergencies, they'll still send a bill (which is normally much higher due to not negotiating through an insurance company) that would bankrupt the author. And a lot of things people need to survive don't fall under medical emergencies but rather preventative care. A heart attack is an emergency, but not surgery to stop it from happening / the pa…

You're incorrect. I've seen people get full cancer treatment and multiple surgeries and have all of the bills 100% covered by the government. You have to have little or no income to qualify though.

Re: The difference between ‘broke’ and ‘poor’

#55
post #41

Earlier quoted context omitted.

On the flip side, I much more fear poverty with a family than without. I didn’t need much to make it as a single person, but now I have responsibilities.

You are referring to having children, which is only one example of having family.

We typically refer to the rest as an extended family, but I guess you could call my concern as one for having an immediate family. Of course, different cultures have different ideas about all of this (I’m specifically biased by growing up in an American nuclear family unit far away from extended family connections with no help during financial difficulties).

Re: The difference between ‘broke’ and ‘poor’

#56
post #41

Earlier quoted context omitted.

On the flip side, I much more fear poverty with a family than without. I didn’t need much to make it as a single person, but now I have responsibilities.

You are referring to having children, which is only one example of having family.

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Re: The difference between ‘broke’ and ‘poor’

#57
post #40

Earlier quoted context omitted.

Which I never understood. USA provides free healthcare for people who are poor because they don't work and healthcare for people who are retired and don't work. But the USA does not provide healthcare for people who work and keep machine turning. Hmm... I wonder if it's a political lobbying by healthcare industry to get more money for people who wouldn't provide it on their own by extracting it from the tax payers wh…

This is why the ACA (Obamacare) was extra bad (for me and others in my situation). Not only do I have to subsidize the poor through taxes but now I have to subsidize higher risk individuals through my own increased premiums. I also make enough money to get zero tax breaks on any of it and the "marketplace" has removed all competition and downward price pressure. EDIT: People seem to think I'm being flippant or cruel…

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Re: The difference between ‘broke’ and ‘poor’

#58

> I often hear my friends say, “I’m too poor” when they’re frustrated about what they can’t have. Maybe it’s a trip they can’t afford, a renovation they want to start right now or a pretty pair of shoes they spotted in a shop window. I'm pretty sure I've literally never heard someone describe that as being "poor". Maybe this is some regional language thing?

I haven't heard it as much in the midwest. "I can't afford x right now" is what I hear more commonly.

To me poverty has a longer-term temporal component vs having surplus money and choosing to allocate it to different optional goods or activities.

Re: The difference between ‘broke’ and ‘poor’

#59
post #40

Earlier quoted context omitted.

Which I never understood. USA provides free healthcare for people who are poor because they don't work and healthcare for people who are retired and don't work. But the USA does not provide healthcare for people who work and keep machine turning. Hmm... I wonder if it's a political lobbying by healthcare industry to get more money for people who wouldn't provide it on their own by extracting it from the tax payers wh…

This is why the ACA (Obamacare) was extra bad (for me and others in my situation). Not only do I have to subsidize the poor through taxes but now I have to subsidize higher risk individuals through my own increased premiums. I also make enough money to get zero tax breaks on any of it and the "marketplace" has removed all competition and downward price pressure. EDIT: People seem to think I'm being flippant or cruel…

You're so well paid that you don't get tax breaks, and you are forced to help poor people through taxes and insurance premiums?

Sounds like a good situation to be in...

Re: The difference between ‘broke’ and ‘poor’

#60
I thought that the article was going to make the more relevant distinction between "transient low income/wealth" and "reasonable expectation of permanently low income/wealth". If we're going to specify a useful word, I think that's more interesting than what she's saying about "so little income it impacts your life stability" vs "low disposable income". I don't think it's useful for this woman to call herself poor, she had an explicitly transient state of unusually high outgoings and low income. She never looked down the barrel of 20 years of the same situation.
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