There's Snakes where I live (Australia). You just kind of normalize them - don't really give them much thought.
Growing up I was always told "Snakes are more afraid of you then you are of them" and "Snakes are only hostile if you provoke them."
You hear stories from time to time about people's dogs being attacked by snakes but never really a concern. I've had lizards wander into my house (occasionally on the larger side - a few years ago I heard rustling in my kitchen found a Lizard that was about 20cm - picked it up with a beach towel and released it outside) but thankfully never any snakes.
Poisonous spiders are more of a concern for me then snakes, especially Redback's. I've found these in my house multiple times.
https://en.wikipedia.org/wiki/Redback_spider