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I'm going to work full-time on free software

drewdevault.com

51–60 of 292 posts

Re: I'm going to work full-time on free software

#51
post #23

Earlier quoted context omitted.

I don't know if moving is an option for you. But there are plenty of countries that offer free healthcare. Sweden, UK, Norway... the list goes on.

About that "free" healthcare in Sweden, etc... If you make $60,000 here in the USA, you can expect to pay about 22% in taxes ( https://www.bankrate.com/finance/taxes/tax-brackets.aspx ) so ~$12,600. You move to Sweden and make that same $60K USD equivalent. Their tax rate is 61.85 percent ( https://tradingeconomics.com/sweden/personal-income-tax-rate ) so ~$37,110. I bet you can stay here and buy some pretty great he…

I don't live in Sweden so I can't claim to be an expert (I like in the UK), but I find it highly unlikely that your claim of a 61% tax rate in Sweden is correct. It's likely the highest tax rate possible (in the UK that's 45%).

If you look at a tax calculator you will see that for a Swedish salary equivalent to $60K, the effective tax rate is actually ~27%.

$60K USD == ~540K SEK, which is 45K SEK a month.

Plugging 45,000 into [1] and choosing the municipality of Stockholm results in a net monthly income of 32,587 SEK.

That's a tax rate of ~27%...

https://statsskuld.se/en-sv/jobs/berakna-nettolon

Re: I'm going to work full-time on free software

#52
post #46
post #30

Earlier quoted context omitted.

I think you could get away with a UBI which is substantially less than that. $12,000/person/year seems like it should be easily sufficient - since I live on that much excepting tuition in downtown Toronto (not cheap), in CAD (so really a lot less), just fine. Keep in mind that when you are counting per person that means you are allocating that much for people not in the workforce like children too. A 4 person househo…

> because then you can't get rid of the rest of the social services. Some you can get rid of, others you shouldn't. Even if you have UBI, some medical procedure might cost an individual more than they are getting in 10 years. So a proper healthcare system is still important.

Agreed. Even the most zealous socialists aren't suggesting UBI handouts could replace healthcare insurance.

Re: I'm going to work full-time on free software

#53
post #18

Here's my best argument for why UBI can't work in the USA. Let me know where i went wrong: My TV told me a "living wage" is at least $15 (but probably higher in liberal controlled areas like NYC / most CA cities / etc due to high cost of living & taxation), but we'll start with $15 to make it easy. $15/hr at 40hr/week = $31,200 per year. $31,200 * 328,300,000 population of USA = $10,242,960,000,000 Written out (for e…

Presumably the UBI would be untaxed, so you can reduce the liveable wage amount by around 30%, right?

Re: I'm going to work full-time on free software

#54
post #23

Earlier quoted context omitted.

I don't know if moving is an option for you. But there are plenty of countries that offer free healthcare. Sweden, UK, Norway... the list goes on.

About that "free" healthcare in Sweden, etc... If you make $60,000 here in the USA, you can expect to pay about 22% in taxes ( https://www.bankrate.com/finance/taxes/tax-brackets.aspx ) so ~$12,600. You move to Sweden and make that same $60K USD equivalent. Their tax rate is 61.85 percent ( https://tradingeconomics.com/sweden/personal-income-tax-rate ) so ~$37,110. I bet you can stay here and buy some pretty great he…

I'm pretty sure Sweden have progressive taxes!

The number is closer to 16k USD if you make 60k USD, see: https://statsskuld.se/en-sv/jobs/berakna-nettolon

Re: I'm going to work full-time on free software

#55
post #39

Earlier quoted context omitted.

UBI has not been implemented on a large scale anywhere yet, so I give you that, but the USA is hostile even to the most basic social programs, like single payer, because of the 'unfettered capitalism' ideology of many in Washington, which is heavily skewed to the right and does not represent the opinion of the population as a whole, (single payer has majority backing). Tell me where am wrong on this, because you can'…

> because of the 'unfettered capitalism' ideology of many in Washington, which is heavily skewed to the right I'm going to assume you're not in the USA. Washington DC is over 70% Democrat (which is our left wing party) https://www.washingtoncitypaper.com/news/housing-complex/blo... Washington DC hasn't elected a Republican (our right wing party, about 6% of the population there) since the 1870s https://en.wikipedia.o…

It's probably a figure of speech, not to be taken literally. See, e.g., https://en.wikipedia.org/wiki/Metonymy#Places_and_institutio...

Re: I'm going to work full-time on free software

#56
post #39

Earlier quoted context omitted.

UBI has not been implemented on a large scale anywhere yet, so I give you that, but the USA is hostile even to the most basic social programs, like single payer, because of the 'unfettered capitalism' ideology of many in Washington, which is heavily skewed to the right and does not represent the opinion of the population as a whole, (single payer has majority backing). Tell me where am wrong on this, because you can'…

> because of the 'unfettered capitalism' ideology of many in Washington, which is heavily skewed to the right I'm going to assume you're not in the USA. Washington DC is over 70% Democrat (which is our left wing party) https://www.washingtoncitypaper.com/news/housing-complex/blo... Washington DC hasn't elected a Republican (our right wing party, about 6% of the population there) since the 1870s https://en.wikipedia.o…

> I'm going to assume you're not in the USA. Washington DC is over 70% Democrat (which is our left wing party)

In American English, in political contexts, “Washington” is a frequently used idiom for “decision-makers in the US Federal Government”. (This applies mutatis mutandis, to the names of political capitals generally, which stand in for the leadership of the government seared their; in the context of discussions of a particular corporation or other organization, this also applies to the names of cities wherein regional or central HQs are related).

Anyone who misses this has really no place commenting that other people must not be American because of ignorance free of the partisan alignment of the electorate in the capital district.

Re: I'm going to work full-time on free software

#57
post #23

Earlier quoted context omitted.

About that "free" healthcare in Sweden, etc... If you make $60,000 here in the USA, you can expect to pay about 22% in taxes ( https://www.bankrate.com/finance/taxes/tax-brackets.aspx ) so ~$12,600. You move to Sweden and make that same $60K USD equivalent. Their tax rate is 61.85 percent ( https://tradingeconomics.com/sweden/personal-income-tax-rate ) so ~$37,110. I bet you can stay here and buy some pretty great he…

I'd just like to point out that your figures don't add up. First of all, you're not taking into account that Sweden has a progressive tax rate, like the US. The figure you quoted in your second link is for the highest marginal tax rate. If you were to be consistent, you could use the figure for America's marginal tax rate listed in your second article, which is 37%. So apples to apples comparison would be that the US…

Sweden also has a 25% VAT (sales) tax on just about everything you buy there. After they rake hard from your paycheck they rake hard again when you spend what's left.

Re: I'm going to work full-time on free software

#58
post #39

Earlier quoted context omitted.

UBI has not been implemented on a large scale anywhere yet, so I give you that, but the USA is hostile even to the most basic social programs, like single payer, because of the 'unfettered capitalism' ideology of many in Washington, which is heavily skewed to the right and does not represent the opinion of the population as a whole, (single payer has majority backing). Tell me where am wrong on this, because you can'…

> because of the 'unfettered capitalism' ideology of many in Washington, which is heavily skewed to the right I'm going to assume you're not in the USA. Washington DC is over 70% Democrat (which is our left wing party) https://www.washingtoncitypaper.com/news/housing-complex/blo... Washington DC hasn't elected a Republican (our right wing party, about 6% of the population there) since the 1870s https://en.wikipedia.o…

> I'm going to assume you're not in the USA.

Am not, but follow the politics there closely.

> Washington DC is over 70% Democrat

Am not talking about the actual place "Washington DC", am talking about it as a seat of power, the seat of government. The politicians in the House and Senate and their leanings.

> which is our left wing party

The Democratic Party is nowhere near "left-wing" by what most of the developed world understands that to mean. The Democratic Party has policies equivalent to the Conservative Party in Britain, (The Conservative Party is a right-wing party).

It is precisely because of the extremely right-wing ideology of most lawmakers in Washington that you have moved to such a position where the center-right, (Democrats), are called "left-wing" and the far-right, (Republicans), are refereed to as "center-right". Only in the USA. You don't have a viable left-wing party over there.

There's people like Bernie Sanders and AOC that are what I'd call center-left, but because how far right the acceptable debate in the USA has shifted, they're "socialists".

Re: I'm going to work full-time on free software

#59
post #23

Earlier quoted context omitted.

I don't know if moving is an option for you. But there are plenty of countries that offer free healthcare. Sweden, UK, Norway... the list goes on.

About that "free" healthcare in Sweden, etc... If you make $60,000 here in the USA, you can expect to pay about 22% in taxes ( https://www.bankrate.com/finance/taxes/tax-brackets.aspx ) so ~$12,600. You move to Sweden and make that same $60K USD equivalent. Their tax rate is 61.85 percent ( https://tradingeconomics.com/sweden/personal-income-tax-rate ) so ~$37,110. I bet you can stay here and buy some pretty great he…

Your 61.85% seems pretty weird. If you look at the same site they point to 37% in the US instead of your 22% (https://tradingeconomics.com/united-states/personal-income-t...) and that's for an individual with an income above $400K.

I strongly doubt that someone winning $60K pays 61.85% in Sweden. Your source seems strongly geared towards rich people.

Re: I'm going to work full-time on free software

#60
post #23

Earlier quoted context omitted.

I don't know if moving is an option for you. But there are plenty of countries that offer free healthcare. Sweden, UK, Norway... the list goes on.

About that "free" healthcare in Sweden, etc... If you make $60,000 here in the USA, you can expect to pay about 22% in taxes ( https://www.bankrate.com/finance/taxes/tax-brackets.aspx ) so ~$12,600. You move to Sweden and make that same $60K USD equivalent. Their tax rate is 61.85 percent ( https://tradingeconomics.com/sweden/personal-income-tax-rate ) so ~$37,110. I bet you can stay here and buy some pretty great he…

There’s a ton missing from your calculations. For example, insurance is a system where some users (healthy ones) subsidize others. Since you’re against that idea, I’m assuming you want people to pay for healthcare ala carte. That adds up to a lot more than 24k a year.

Also, let’s look at what that 24k gets you in Swedish healthcare:

* Automatic paid sick leave for any duration that your physician orders you not to work.

* Capped payments on drugs per year, after which the government pays for you

* Cheap visits to generalists or specialists, capped at a low level, after which the government pays.

On top of all of that, they have lower infant mortality rates, lower rates of preventable deaths, higher average lifespans, and employ _more_ nurses and physicians per patient despite spending HALF of what we do as a percentage of GDP.

The most revealing statistic however, is that Sweden dedicates a lower percentage of government revenue to healthcare than we do. They get much more than the average American citizen while spending much less percentage wise.

Free healthcare isn’t free, but it’s sure as hell better than what we have.

Sources: https://en.m.wikipedia.org/wiki/Health_system#International_... https://en.m.wikipedia.org/wiki/Healthcare_in_Sweden

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