I won’t do business with Stripe in general, due to their anti-rights stance in refusing firearm/weapon transactions. https://stripe.com/us/restricted-businesses
You just gave me another reason to like Stripe.
Tell HN: I Hugely Regret Using Stripe Atlas
51–60 of 105 posts
Re: Tell HN: I Hugely Regret Using Stripe Atlas
#52I won’t do business with Stripe in general, due to their anti-rights stance in refusing firearm/weapon transactions. https://stripe.com/us/restricted-businesses
I hope you are trolling.
Re: Tell HN: I Hugely Regret Using Stripe Atlas
#531) It makes perfect sense that a new account is created and that transactions pre-incorporation are not automatically imported. Your new company is required to have accurate books; you can't pretend that transactions executed before the company existed (ie. by you personally?) were actually executed by the company you've later incorporated. 2) SVB seems to be nobody's favorite bank, but it's quite clear to me that th…
I would recommend: Harvard Business Services + BofI bank for anyone looking for a Stripe alternative. I've had no issues so far and it's much cheaper ($150 for registered agent, free online banking).
Links? Please.
Thanks!
Re: Tell HN: I Hugely Regret Using Stripe Atlas
#54Earlier quoted context omitted.
Oof, that is a problem...a decline rate like that is not normal. Have you seen our guide on reducing your decline rate? https://stripe.com/docs/declines If you email in ( https://support.stripe.com/contact ), we also have a declines team that can investigate (I'm also happy to help at edwin@stripe.com).
Oof, that is a problem...a decline rate like that is not normal. Does Stripe publish any statistics on what is normal for decline rates, perhaps broken down by categories like payment method, whether it's a first payment or a subsequent subscription payment, how effective the various automatic retry strategies are at saving an initially failed charge, etc?
We haven't yet, but that's a neat idea...
Re: Tell HN: I Hugely Regret Using Stripe Atlas
#55I won’t do business with Stripe in general, due to their anti-rights stance in refusing firearm/weapon transactions. https://stripe.com/us/restricted-businesses
I hope you are trolling.
Payment processing should be agnostic as to the subject of payment, as long as no laws are being broken. How would you like it if Visa suddenly decided that you couldn’t use their cards for buying alcohol?
Re: Tell HN: I Hugely Regret Using Stripe Atlas
#56I won’t do business with Stripe in general, due to their anti-rights stance in refusing firearm/weapon transactions. https://stripe.com/us/restricted-businesses
As in 2nd amendment right? Stripe's policy here seems to not affect your right to own or carry a gun at all.
Most companies have massive T&Cs which, if we ever read, we'd have objections to. As Stripe is a middleman in payment I can see why they want to protect themselves from any transactions where there's a higher than acceptable risk of the seller breaking the law.
In the US a business needs to have a license to sell firearms and that business has to follow lots of laws, and Stripe probably doesn't want to be in the business of policing their clients.
You also can't sell things like mortgage advice and e-cigarettes, even anything that's considered "flammable", so it seems a quite a jump to call this "anti-rights" rather than simple legal protectionism.
Re: Tell HN: I Hugely Regret Using Stripe Atlas
#57Earlier quoted context omitted.
I hope you are trolling.
Payment processing should be agnostic as to the subject of payment, as long as no laws are being broken. How would you like it if Visa suddenly decided that you couldn’t use their cards for buying alcohol?
Lots of credit card companies have restrictions on where they can be used. Cryptocurrency is an obvious example.
The problem is that there are a lot of laws around gun purchase, especially globally, and the legal repercussions (federal and civil) of an illegal gun sale can be a LOT more than the repercussions of selling illegal beer.
Re: Tell HN: I Hugely Regret Using Stripe Atlas
#58Dear OP, if this level of minutiae upsets you, building a business may not be for you.
Re: Tell HN: I Hugely Regret Using Stripe Atlas
#59I totally disagree with the conclusion, although I've struggled with some of these issues. The $25/mo fee is annoying, and I had to manually migrate some of my subscriptions. But none of these issues have been dealbreakers, and the process has been very streamlined and easy in general. I would highly recommend Stripe Atlas, especially if you're starting a company for the first time and don't really know what to do. Going through Stripe Atlas was like having an advisor who helps you with every step, and it's definitely worth any extra costs.
I'd like to switch to a different bank in the future, but I'm not a US citizen and I'm living in a foreign country, so the $25/mo fee isn't too bad.
Re: Tell HN: I Hugely Regret Using Stripe Atlas
#60and surprise Stripe will tell you that... https://bit.ly/2HhbXjZ ... they'll do anything they can to help you, will support you over live chat and email, but they're not Azlo Bank and can't open an account there for you? That sounds pretty... reasonable?
I clicked on the front page link expecting to see some interesting horror story.
Instead, all I'm seeing is an OP who doesn't understand how the world works, and multiple voluntary, glowing, customer testimonials.
This is fabulous marketing for Stripe.