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Google Shutting Down Wallet Card

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51–60 of 179 posts

Re: Google Shutting Down Wallet Card

#51

This is the first of Google's product cancellations that will affect me personally. My wife and I have been using Google Wallet cards for budgeting - we transfer our spending money to the cards each week to help track our spending. Honestly there's no reason Google Wallet was superior for this - I expect Simple will solve our problems better anyway. Should have seen this coming when they split it off of Android Pay.

+1 for Simple!

Tell me more: what's this service about?

Re: Google Shutting Down Wallet Card

#52

Earlier quoted context omitted.

I think the point I'm trying to make is that you don't need to be using one of those banks to be using Android Pay. I use Android Pay for tap-to-pay purchases regularly and do not use one of the supported banks. You can use Android Pay with any major credit or debit card.

I'll refer you to here: https://www.android.com/pay/#supported-networks Note the verbiage on the second section of the supported issuers: "Add a card from any of these participating banks and continue to get the same rewards, benefits, and security of your cards." I have a feeling that unless the issuing bank is supported, that Google is basically routing the payment through themselves. (Your responses on the other t…

Thank you, my curiosity is sated :) I think the 'somehow' is pretty simple - I think they just provide their own CC number (or one they've assigned to me) to the merchant when I tap my card, and then charge me later.

Good point about the merchant specific CC points - it seems obvious that Google is losing out in this strategy because they're probably footing part of the merchant fees instead of passing them on to me (or the seller.) I couldn't think of a way that that would matter to me as a user, though.

Re: Google Shutting Down Wallet Card

#53

hmm, not even sure what that was. I know this sounds like sour grapes complaining so feel free to read it in Verruca Salt's voice if you want... This is why I am scared to try anything new from Google. I know why they do it, I know how they do things, I totally get it, but it does not make it better. I know they like trying new things. I know they're not afraid to get rid of things that aren't performing like they wa…

Do Google products have a higher closure rate than products in general? (I'm genuinely curious)

If not, then do you have the same fear of any new product from any company? That risk is there too...

Re: Google Shutting Down Wallet Card

#55

hmm, not even sure what that was. I know this sounds like sour grapes complaining so feel free to read it in Verruca Salt's voice if you want... This is why I am scared to try anything new from Google. I know why they do it, I know how they do things, I totally get it, but it does not make it better. I know they like trying new things. I know they're not afraid to get rid of things that aren't performing like they wa…

My wife doesn't know about Google's reputation for shutting down services like this. But when I tried to convince her to use "Project Fi" she refused. She thinks "Project" sounds as if it's an experiment. Tsk, she's probably more right than she knows.

But I really wanted to try it out anyways -- with number portability there's just not that much risk.

Re: Google Shutting Down Wallet Card

#56

Earlier quoted context omitted.

Honest question, I must be missing something here - Why does your bank need to participate? I just add the card number from any credit or debit card and tap to pay just works. I don't use any of the banks on the supported list. EDIT: Taking a stab at answering my own question - it looks like you can only set up ACH drafts from the list of supported banks, but as far as I can tell you can use any major credit card to…

Android Pay grandfathered cards that were entered in the old app. Those still use virtual credit card if the bank doesn't support tokenization. After grace period, Android Pay no longer supports adding cards without support from bank and tokenization. For example, I had deleted my Chase card and get an error about bank not being supported if I try to add it.

Ah that's interesting - I wondered if that might be the case. Mine have all been in there for a while. Seems like they'd have to as they're probably losing money every time I make a transaction. I guess I better not delete any of mine then :)

Re: Google Shutting Down Wallet Card

#59
post #43

The Wallet Card was invented for places that don't take Android Pay, to pay in the form of a regular credit/debit card. Unfortunately, this is useless because it is the same level of (in)convenience as a credit card, and doesn't offer the 2-5% cashback that all the other cards I have do. Even if a store accepted NFC-based Android Pay, I'd probably still opt to pull out my plastic card for the cashback and consumer pr…

Add you rewards card to Android Pay, tap at the NFC terminal, get your rewards like normal.

Of course that means your bank supports Android Pay, but that's really the standard hit-or-miss technology adoption that banks are slow at anyways.

Re: Google Shutting Down Wallet Card

#60
post #34

Earlier quoted context omitted.

It would be great if they at least open sourced failed experiments.

Might be really hard due to closed source / licensed components and google infrastructure dependant architecture.

That just seems like bad design on their part. In the past, Google leaned towards open source by default, and then kept just some of the secret sauce to their services proprietary, now it seems that their proprietary services is the bulk of what they produce.

Perhaps they need to unbundle.

Google Wave works great today on self-hosted platforms.

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