Earlier quoted context omitted.
> If you’ve been making out, fondling, and fingering her for a while, asking her if she wants to have sex is going to make you seem obtuse. Uh, this is literally the difference between raping someone and not raping someone. A lot of people have different levels of comfort with intimate activity, some people may not want to have more than a certain level of contact. Just going for it and not talking about it puts the…
From your comments in this thread I strongly get the feeling that you have never had sex. So for the people who have not had sex I'll try to describe how it goes. If you are fingering somebody and then make a move to insert your penis, there is plenty of opportunity for that person to say no or pull away, if she/he does not want it. It's not like you make a lightning fast move and before your partner has a chance to…
The last time I pulled that move, it was met with "uh... we don't need this... yet." Fair enough... we hit the brakes a bit. She's my wife now. :)