Earlier quoted context omitted.
We need to act now, while there are still service providers that don't require a phone. If my bank said they wouldn't do business with me unless I used a phone and an app, I would immediately take my business and all my accounts to a different bank. Banks have no moat. You can pretty easily move accounts to a different one or to a credit union who won't abuse you.
You and the four other people who might do this are just delaying the inevitable.
No no no shut up, don’t speak up. No one thinks like you.