Earlier quoted context omitted.
It has been ages since I had to reinstall windows. I was a thing I just did once in a while more than a decade ago but I haven't had to on multiple systems for a long time now.
Unfortunately I always got my windows updates as soon as possible which meant lots of bricked systems because Microsoft doesn't test their updates.
I do that, and have had no issues in the Windows 10 timeframe across 3-4 Win 10 OSes, one on canary, err Windows Insider (slow ring).