Earlier quoted context omitted.
> liable to replace passengers' luggage Aren’t they? AFAIK it’s standard (if not required?) for airlines to have insurance which includes passenger legal liability. Were there any recent crashes where passengers weren’t compensated? e.g. after US Airways 1549 everyone received at minimum $5k (or higher depending on damages) for lost luggage. edit: https://www.law.cornell.edu/cfr/text/14/205.5
In terms of explaining the passenger's behaviour, though - presumably they didn't know this, and didn't have time to research it on their phone during the crash. Airline customer service standards are very low; I can see how a person making the decision based on just their experience with airlines would conclude it was better to grab their carry-on if it was safe to do so.
I give zero shits if you think you’re going to lose your stuff. And you should give zero shits if I’m going to lose mine.
Don’t act like this is a class / means thing. It isn’t. This is just Americanism.