Earlier quoted context omitted.
That is a pretty fringe worry of tracking that places a major burden on the business. While I am no fan of the amount of tracking going on, I'd say this is pretty far down the list. You're still tracked when you pull out cash. Credit cards have quite a bit of protection on them.
Is it really a major burden to accept cash? Am I really tracked when I pay in cash? Should this really be far down the list of privacy concerns? My debit cards record every single transaction I make with them. Anybody motivated enough could find out exactly where, when, and what I buy. Seems like a pretty major privacy concern.
It means somebody has to go to the bank each day to drop off the cash and collect change.
So it's inconvenient, and an unnecessary security risk to whichever staff member is required to do that.
Compared to not accepting cash and not having to deal with any of that, then yes it's a major burden.