I have ME/CFS which means for most of my life I've barely been able to make enough in the good times to cover the extended bad times. Running out of money for me is basically a death sentence as it would become increasingly impossible to dig my way out of such a hole. Normal people at their worst could probably stack shelves or wash dishes for a living but that option is not available to me. I'm better at managing my condition now but at the time I quit jobs for ethical reasons I did so knowing that if I didn't find something else quickly then I would eh. end up taking a long walk on a short pier. To make matters worse I'm highly noise intolerant and have to spend more money to live in quieter places otherwise my already precarious health would rapidly deteriorate.
As engineers we are often responsible for the creation of assets more valuable than ourselves and I think it's an essential part of the job to put our lives on the line in much the same way an airplane passenger does. And as engineers we are often also airplane passengers ourselves and must trust that other engineers that they too have put our safety ahead of their personal wellbeing.
As the middle class is crushed then sure, such ethical boundaries will fade out of necessity, and I see this as part of a descent into a low trust society and why I expect more planes to fall out of the sky, both metaphorically and literally. Once a culture tolerates such flexible ethics the boundaries will continue being pushed - there isn't a lower bound. This corruption inhibits the creation of valuable assets and will result in a massive erosion of our standard of living.
An often touted solution is Universal basic income (UBI) that would create a safety-net for engineers and those with my type of disability - but having experienced constant gaslighting on ME/CFS from doctors informed by state funded research and given the expansion of Canadian MAID style solutions to people like myself I'm very fortunate that the capitalists opportunities existed such that I did not have to rely on state 'care'.