451–456 of 456 posts
Does anyone have suggestions on an alternative to Mint that simply aggregates data into a CSV / XLSX export across all of my accounts? I understand that Plaid's technology is designed to do this; I just wasn't sure if anyone had implemented it. For the record, I'd pay probably $10 - $20 per month for a service that does this with no privacy implications.
Co-founder of a (yet to be launched) Mint competitor here [1]. One pattern I think we all see over and over again is when products get bought by a large company, they often lose their "soul" (and the original team). Both those things happened with Mint. Another important pattern I've seen is that products, in the long-term, morph to take the form of their revenue model. Many personal finance products are free, but ma…
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What was the reason they actually removed it? The official answer seemed to be a vague hand-wavy "not many of you were using it and it's better if you use our other budgeting tool and write out a physical check anyway."
The writing out a physical check being better is a clear absurdity as opposed to having checks go out automatically for things like rent. The real reason is that they charge for the paper checks, whereas the automated service was free, and so was a cost center for them. If they had admitted that instead of trying to gaslight their customers I’d have respected them more.
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> When you use it to describe someone else's business it's often considered a slur I see. I find it a bit unsettling that in some cultures stating that a business has priorities other than profit at all costs is considered a slur.
I'm not sure it's specific to a limited set of cultures. I think there would be fairly broad cultural support for it being considered diminutive. Besides, the core of the problem is that it's only valid when that business owner describes itself as a lifestyle business.
It is literally "Middle Class"
They want to stop at the 'M' part in SME.
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That's a fantastic description of the business model a guy I know runs his plane tours under. He likes flying. He doesn't earn enough to justify flying just himself around in circles every weekend. So what he does is take people up with him on scenic tours. No real room to grow. He's not competitive if he tries to start scaling and actually completely cover pilots, planes, and the advertising required to keep them bu…
Someone making tens or hundred of millions of dollars a year is far beyond the definition of a lifestyle business. At that point you will have achieved significant scale and all the headaches that come with it. Getting back to the above post, a budgeting tool is a lifestyle business. It will likely never grow to 100m+ revenue or 200+ employees. It can however make for a great lifestyle business that generates enough…
This just proves how stupid the label is.
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People who are looking for VC funding for their business consider it a slur, because VCs will use it as a reason not to fund. To give an analogy: “family car” is a good way of describing a safe car that fits a lot of passengers. But if you set up your SUV for rock-crawling and somebody calls it “a nice family car” you might consider it a slur.
Yes, I get the analogy. But the actual case to which it refers has much broader implications.