Earlier quoted context omitted.
You can't take a train to anywhere you want. Tracks will always be less accessible than roads or the sky.
It is not the #1 reason. #1 reason is being in the same train with other human beings. Nobody wants to deal with public transportation anxiety. Trains are so relaxed and loose security compared to airplanes.
My SO takes the train everyday to go to work, literally every day (we live in Colonna, near Rome, and she works in Rome center) and this has never happened to her.
There are downsides, trains might be full at peak times like 7.30 AM and you get to stand in middle of many other people, but what would the alternative be? Twice the amount of time and a magnitude of order more of stress to get there by car? She doesn't even need to buy a car, we only own one in our household and it sits in the garage most of the time.