Earlier quoted context omitted.
Back in the good old days non-payment of gambling debt was a threat to your knee-caps. Today, you might get cut off from Klarna and have to extend your next auto loan to 256 months.
This was with their credit card. You're going to get demolished if you start bouncing gambling debt on a credit card. I'm guessing that at some point, probably not very long from now, credit cards are going to cut down on this. They don't want to be held responsible for a bunch of debt from gamblers, when they've already paid the sites. At some point, the fees won't be worth the combination of PR and actually losing…
If you look at the finances of a good swath of Americans, they're already demolished. Heck, the average new car loan is now 6 years with a $700+/month payment.
Gambling has become such an embedded part of the current cultural zeitgeist because people feel they have nothing to lose.