421–430 of 445 posts
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It's at the point where I'm genuinely surprised to legislation that provides benefits to the consumer. On the rare occasions that it does appear, the first thing I wonder is "what's the angle".
I don’t think the FCRA could come into existence today. It’s crazy that Republicans used to create pro-consumer regulations. We’re so far from that these days that it feels impossible absent some major shock like the CFPB after 2008.
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I don't think any of your points are wrong, but you neglected to address properly the substantial and useful point the person you are replying to made: That it's the primaries in the US system that provide citizen driven democracy. That's a fair point, and a meaningful one too. > The primaries only serve to choose a candidate who will be "electable" under a broken FPTP system come election time – it is a losing propo…
Their "broad popularity" only ever existed in the context of US FPTP election, in the context of a two-party system. If Americans had the option to vote for e.g. greens or labour or fiscal but-not-social conservatives, neither Obama nor Trump would be as popular. But Americans don't have such options, because even though some of them are right there on the ballot, voting for anyone but the two major parties under FPT…
I live in Australia which has a preferential voting system, and yet two parties dominate for the most part.
There are electoral-related reasons for this but also there are branding/marketing reasons that make it more likely that large parties continue to dominate.
It's easier for large brands (parties) to hold mind share. It's very hard for minor parties to build a brand built around anything other than opposition to specific things or outrage.
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I don't think any of your points are wrong, but you neglected to address properly the substantial and useful point the person you are replying to made: That it's the primaries in the US system that provide citizen driven democracy. That's a fair point, and a meaningful one too. > The primaries only serve to choose a candidate who will be "electable" under a broken FPTP system come election time – it is a losing propo…
Their "broad popularity" only ever existed in the context of US FPTP election, in the context of a two-party system. If Americans had the option to vote for e.g. greens or labour or fiscal but-not-social conservatives, neither Obama nor Trump would be as popular. But Americans don't have such options, because even though some of them are right there on the ballot, voting for anyone but the two major parties under FPT…
And to my point about the wide range available in primaries within each party, it's exactly why longstanding politicians lose their seats to others within their own party who are more attuned to the electorate.
I think the focus on voting systems is misguided, but in any case, it's written into the Constitution and has been this way since the 1770s, and there is zero chance, ever, that the United States will adopt a parliamentary system. So the whole thing is moot. And as interesting as it is to read the opinion of America's faults from someone from a country with only one functioning political party, where all local and party elections are determined by force / kidnapping / murdering the opposition, it's tiresome to be lectured as to which system is more successful at improving people's lives or fulfilling the electorate's demands.
I would love for an EU law that prohibits sellers from swallowing the cost of transaction fees or marketplace cuts. Imagine the app store having to specify the additional cost a user has to pay for a monthly subscription or a customer balking at the 4%-6% surcharge they have to pay because they want to collect their AmEx points or want to pay with their built-in iPhone ApplePay feature. Those leeches of the financial…
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The Netherlands is an outlier. They say they don't accept credit cards, but actually they mean they don't accept Visa and MasterCard, regardless if it's credit or debit. Maestro is the network most used locally. However, it's gotten drastically better in the past few years, with at least the bigger stores accepting Visa/MasterCard now.
> However, it's gotten drastically better in the past few years, with at least the bigger stores accepting Visa/MasterCard now. I'm guessing this has to do with the fact that Maestro is being phased out in favour of MC debit: https://www.mastercard.com/news/europe/en/perspectives/en/20...
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It's saying they'll drop everything to Do The Right Thing. Letting scammers walk away with easily recoverable money isn't the right thing, and doesn't benefit the banks either.
It didn't seem to be a Do The Right Thing story to me. To me it said they are nice to each other because they want to be on good terms with each other.
If you're right, that his point was just, "between powerful agents within this platform, there exists a state of mutually assured destruction that makes them play nice", then ... well, that's not much of a defense.
The test of a platform is whether it defends the rights of everyone, not whether the few big-time power-brokers can defend themselves by such long-term game-theoretic threats.
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Do you want to expand where it isn't the case?
IBAN EU Transfers have to be free by law AFAIK Instant transfers may cost fees Europe is bigger than EU.
> Europe is bigger than eu
Condescending much? Especially since this doesn’t mean anything for the question asked
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It didn't seem to be a Do The Right Thing story to me. To me it said they are nice to each other because they want to be on good terms with each other.
Scroll up [1]. The thread was him defending the banking system as being obviously superior, by this collegiality, to the crypto world. If you're right, that his point was just, "between powerful agents within this platform, there exists a state of mutually assured destruction that makes them play nice", then ... well, that's not much of a defense. The test of a platform is whether it defends the rights of everyone, n…