421–430 of 456 posts
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No problem. I see it now on desktop but not mobile.
True, fixing mobile is slightly more involved due to the current design. But I've made a note and we will get it fixed soon!
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> Is it asking so much for an interface from my bank that can classify transactions, include basic budgeting features, and pull in some data from other accounts? Up until a rewrite of their online banking site to have a more modern, responsiveUI, my credit union used to have a pretty good implementation of the first of those. (After the rewrite, those features still exist, but hamburger buttons and poor information d…
> Up until a rewrite of their online banking site to have a more modern, responsiveUI, my credit union used to have a pretty good implementation of the first of those. (After the rewrite, those features still exist, but hamburger buttons and poor information density have made it impossible to use them efficiently.) I feel like something is not right when the utility of my banks' websites is pretty much inversely prop…
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Same situation, I'm religious with budgeting in Mint, and Personal Capital gives me my over all net worth progress.
The Mint trends let you look at net worth and income over time... what makes Personal Capital so much better for looking at net worth progress? Genuinely curious because I might switch over if there's actual differentiation.
Co-founder of a (yet to be launched) Mint competitor here [1]. One pattern I think we all see over and over again is when products get bought by a large company, they often lose their "soul" (and the original team). Both those things happened with Mint. Another important pattern I've seen is that products, in the long-term, morph to take the form of their revenue model. Many personal finance products are free, but ma…
How does it differ from YNAB (of which I am a big fan), for example? At first glance YNAB has all the same features shown on your website, and the "budget with ease" screenshot in particular could have been taken right from YNAB.
And what exactly does "The first all-in-one personal finance platform" mean? What does it have that others don't?
Hope this doesn't come off as overly critical! I am really interested.
My impression of Intuit's acquisition of Mint was always that it was done precisely so that it wouldn't grow and become a major player in personal finance. That what they were really purchasing was the Mint userbase in an attempt to cross sell them on paid products. And so they have kept Mint around with the absolute bare minimum of effort for the sales funnel through to revenue generating products
I have this same impression, but I also use Mint to organize my finances. I'm a big fan of how I can categorize expenditures and export them as CSV's or charts, which I can then send to my accountant for an easy tax season. Without this (so far) free tool - as I have not paid for anything Intuit related minus likely my personal data - my annual U.S. taxes would be a massive pain in the rear end, being that I'm self-e…
I switched to https://ynab.com a while back. It's not exactly the same concept as what Mint was intended to be, but I couldn't be happier with the move.
I really like ynab, but they stopped importing my discover card months ago and they have basically declared that there is nothing they can do since their partner can't do anything about it. There is a contingent of their users who claim that it's better that way, but if I'm manually adding transactions and categorizing everything my self, then why not use an excel sheet instead of paying 90 dollars a year.
I've used Mint for years. It started as a cool tool to track you transactions. It then turned into a tool to sell me credit cards. The transaction logging never got "smarter". Example: I use a credit card for everyday purchases and then pay it off each month. Mint counted every transaction AND my payment at debits therefore each month it showed I was spending double. Despite my efforts to train Mint to stop this, it…
When I pay a credit card, its a credit and a debit. You see the money leave a checking account, and applied to the credit card. IF for some reason the sign is backwards, open a support case with them, tell them they are interpreting the data wrong, and after spending a little time convincing level 1 and 2 support you arent wrong, they forward your call to engineering. In my experience, everything ive ever reported to…
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> Just going to post a great alternative To clarify, personal capital is for US residents From their support page: >Although you can access the Personal Capital application from any location, we currently only support U.S based financial institutions (currency, USD) for linking accounts. Note that for security reasons, you will need a valid U.S. phone number to sign up for Personal Capital. https://support.personalca…
"For security reasons" is laughable. They want your phone number because their "advisors" blow up your phone every month or two trying to get you to use their financial services (which I'll never do). They also like telling me in the UI that I'm "not putting enough of my money" to work or some BS, just cause I like having a little nest egg. That being said, it's a massively useful tool. I'll gladly let my Pixel spam…
I use it in addition to Mint actually. Mint for tracking spending and PC for macro view, like net worth/investments. I recommend Personal Capital for this as well.
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Wells-Fargo sure doesn't, nor does BMO, nor does American Express... so I'm not sure what you mean here?
https://www.wellsfargo.com/online-banking/my-money-map/ I know BoA definitely does, and that seems like Wells Fargo's implementation. Someone else in the thread mentioned AmEx/USAA/PNC does it, but I can't seem to quickly find it via Google. I haven't used Chase, but I assume they also categorize their expenses. I guess I was assuming they do it since they all categorize expenses, it doesn't seem much of a leap to sh…