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Mastercard deflects blame for NSFW games being taken down

pcgamer.com

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Re: Mastercard deflects blame for NSFW games being taken down

#411
post #371
post #351

So... Mastercard's statement is very clear: > Put simply, we allow all lawful purchases on our network. But their "Rule 5.12.7" is... not so clear: > A Merchant must not submit to its Acquirer, and a Customer must not submit to the Interchange System, any Transaction that is illegal, or in the sole discretion of the Corporation, may damage the goodwill of the Corporation or reflect negatively on the Marks. Well, whic…

We need Congress to make a law here in the US that businesses involved in facilitating financial transactions in the United States are considered “common carriers” and must not discriminate against, cancel or disadvantage any customer or legal transaction, without a court order. We can write language to allow booting people for fraud, hacking, etc if “legal” + “court order” are insufficient.

There's a bill for almost exactly that currently pending in committee: https://www.congress.gov/bill/119th-congress/senate-bill/401 If you like the idea, read the text on there and call your senators to support it.

Re: Mastercard deflects blame for NSFW games being taken down

#412
post #38
post #20

I feel like nobody cares really and none of the companies care, but are all worried because of the massive stranglehold 2 players have (and realistically each has almost entire control). Mastercard don't care you want porn, or games, or whatever. Neither does VISA. They like money. They want money and want people to move their money so they can siphon off some of it for their own pockets. Almost nobody is going to av…

This has nothing to do with charge backs and everything to do with the Australian and US laws.

What laws are stopping Mastercard taking money for adult games but not onlyfans or pornhub?

Re: Mastercard deflects blame for NSFW games being taken down

#413

Earlier quoted context omitted.

> If they don’t like processing payments for pornography or adult content (including games) Pornography and adult content is fine—the real issue is that gaming storefronts refuse to moderate their platforms for child pornography and rape material and would rather kill their entire NSFW catalog, all while painting themselves as the victims. > If they don’t like processing payments for pornography or adult content (inc…

I'm pretty sure child pornography is actually illegal in all jurisdictions valve operates in, and they would be charged with real crimes for selling it. Maybe you mean anime characters or something? And is there any law about roleplaying rape? It's common in romance novels and online videos so I don't see how it could be illegal.

[deleted]

Re: Mastercard deflects blame for NSFW games being taken down

#414
post #20

I feel like nobody cares really and none of the companies care, but are all worried because of the massive stranglehold 2 players have (and realistically each has almost entire control). Mastercard don't care you want porn, or games, or whatever. Neither does VISA. They like money. They want money and want people to move their money so they can siphon off some of it for their own pockets. Almost nobody is going to av…

>The only thing that impacts this really is chargebacks, which iiuc are much more common with adult stuff. I think this makes no sense, like "we makes less profits from adult stuff because of charge back, so let\s give up on this profits". Anyway this companies did not use this excuse so why do this old excuse is resufecing now if they did not use it.

I didn’t say it was an excuse given here, have you tried reading the whole comment? It’s not very long and shouldn’t be hard to understand. If it is I can help explain it.

Re: Mastercard deflects blame for NSFW games being taken down

#415
post #58

Earlier quoted context omitted.

There's no meaningful attention, here. Until it is on the US Gov't radar, this 'attention' is just a collection of upset redditors furiously posting forum messages which will fissile out in a few months, at most. Besides, it's not like you can boycott Mastercard or VISA.

> Besides, it's not like you can boycott Mastercard or VISA. Why not? Lots of people, especially in lower income brackets, don't have ANY credit cards at all. I know many. They buy groceries and gas with cash and pay their utilities by ACH or mailing a check. Everything else they need, they buy locally. What you mean to say is that it's _inconvenient_ for you personally to boycott Visa/Mastercard. Which may be true e…

That depends entirely on who you are paying. Many places reject checks, fail to setup ACH, etc. Those aren't direct competitors anyway: that would be American Express, which is often rejected since their business model is centered on customer bonuses funded through high transaction fees.

Re: Mastercard deflects blame for NSFW games being taken down

#416

Earlier quoted context omitted.

[flagged]

why cant we? are you self-censoring because there's some policy forbidding us to talk about something clandestine here? i dont have access to the joke, or inside club, or inner sanctum, and maybe theres other people like me that want to know more and if the mystery is self-imposed then i might respectfully push back that we cant talk about it

It's a meta discussion, but comments who go against popular opinion amongst HN commenters get increasingly down voted, flagged, [dead]. And it's rarely any extreme or rule-breaking comments. I wrote "against popular opinion", but that might not even be it. It could be that there's a minority of very active users who see it as their job to prune this message board of undesirable opinions.

Probably a bunch of them have opened my submission history in a new tab by now to mass downvote or look for evidence that I'm not a human, but in fact a bot, a paid shill, an AI, a Russian citizen, etc.

Re: Mastercard deflects blame for NSFW games being taken down

#417
post #379

Earlier quoted context omitted.

How would that work with international money laundering regulations? Would that apply to Australian courts?

If the regulation is legally binding by an act of Congress, it falls under the legal umbrella. Same thing in AUS: If there's a AUS law, they have to follow it.

In those cases, what would a law...

    "that businesses involved in facilitating financial transactions in the United States are considered “common carriers” and must not discriminate against, cancel or disadvantage any customer or legal transaction, without a court order"
provide? It might have prevented Visa and Mastercard from being brought into the PornHub lawsuit... in the US. It wouldn't have protected them from Australian laws weaponized by organizations such as Collective Shout.

Re: Mastercard deflects blame for NSFW games being taken down

#418

The payment processor censorship issue backs up a point I made elsewhere about companies being involved in politics: they shouldn’t be, and shareholders should be screaming with rage that these companies have inserted themselves into these discussions on purpose. They’re payment processors , for crying out loud. Their entire grift is taking a slice of every transaction processed, ergo, the only restriction they shoul…

> companies being involved in politics: they shouldn’t be, and shareholders should be screaming with rage that these companies have inserted themselves into these discussions on purpose.

What, might you say, do these companies (among others) have in common? What comes to mind when you see them together?

* IBM

* Volkswagen

* Hugo Boss

* Bayer (IG Farben)

Re: Mastercard deflects blame for NSFW games being taken down

#419
post #50

I'm glad the Mastercard-Visa duopoly is finally getting some attention, these companies shouldn't be allowed to exercise the financial control they do. Payment infrastructure is not a free market - you can't just choose to pay via some other processor if they turn you down, they ARE the processors. Therefore, they should be under intense scrutiny when they refuse.

I think the mint should maintain a payment processor, and the post office should maintain an official email address for everyone. these are basic things we need to exist in society, we should not be at the whims of private organizations.

> the post office should maintain an official email address for everyone.

Assuming this is a good idea, what is my email address going to look like?

Am I going to have to be xx_toast_xx@postalcustomer like at yahoo? or will it be my address ... if so, what about the other three adults who get mail at my address; do I have to change my email address when I move? Will it be my real name, but if so, what about the other hundred people with the same name as me? (Which isn't that bad, I know lots of people with a way larger highlander list) Will it just be my social security number and we can pretend duplicates don't exist?

What qualifies someone to be an everyone for this purpose?

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