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OnlyFans to block sexually explicit videos starting in October

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Re: OnlyFans to block sexually explicit videos starting in October

#411

Earlier quoted context omitted.

Patreon went one step further - if you post content against Patreon's rules anywhere else, even if you don't link to it, if Patreon finds out, they'll ask you to stop doing it, and threaten to suspend your account if you keep doing it. This is why many people who post fetish-y art (even stuff like mind-control kink) moved from Patreon to SubscribeStar. Even erotic roleplay site F-List moved to SubscribeStar.

Patreon went one step further - if you post content against Patreon's rules anywhere else, even if you don't link to it, if Patreon finds out, they'll ask you to stop doing it, and threaten to suspend your account if you keep doing it. That sounds outrageous. Is there a link to more info about this policy?

Not generally about the policy, but there is one famous instance I'm aware of: Sargon of Akkad. It was something to the effect of him calling the neo-Nazis the N-word on someone else's Youtube channel. To be clear, he used the slur AGAINST the neo-nazis. Then Patreon dumped him. Here's the first Google result I found about it, no guarantees of accuracy.

https://heavy.com/news/2018/12/patreon-sargon-of-akkad-jorda...

Re: OnlyFans to block sexually explicit videos starting in October

#412
post #315

Earlier quoted context omitted.

Some years ago I interviewed with a company that served as a payment risk processor for high-risk businesses (in short, porn). The chargeback rate on online porn is huge . As a result, where a traditional payment processor may be 1.3–3.5% depending on the business and the assessed risk, for a high-risk business, the rate can be much much higher. While Onlyfans keeps 20%, I'm guessing that they'd be badly hurt if they…

Another thing that feels uniquely-US to me is chargebacks. I don't even know what's the process for initiating one in Russia. I once wanted to do that (forgot to disable auto-payment for internet in the apartment I rented and since moved from), called my bank, they told me that there's nothing they could do and I have to talk to the merchant to get a refund. But many comments here imply that chargeback is almost as e…

>But many comments here imply that chargeback is almost as easy as clicking a button or asking nicely. How's that?

I can log into my banks website and, selecting any payment transaction within the chargeback period, initiate a chargeback claim by just clicking a few buttons.

Re: OnlyFans to block sexually explicit videos starting in October

#413

Wow, you spend years thinking crypto is convoluted nonsense…and then something comes along that impacts a lot of your friends, and you start to change your mind. I have a fair number† of friends and acquaintances who have OnlyFans. Some for side income, some for a substantial portion of their livelihood. And to see that get taken away because the payment processors want them to fall in line…I guess I’m on the crypto…

If crypto was actually a viable alternative they wouldn't be doing this. I'm not against the promises of crypto - but the tech so far has failed to deliver anything but a platform to streamline illegal activity, asset speculation bubbles and a whole bunch of wasted energy/hardware along with reliving the problems people had historically with bank fraud in free banking and the likes (banks printing their own notes wit…

The properties of certain cryptocurrencies that make them good for illegal transactions also make them good for pornography and other "not illegal but touchy" areas.

Re: OnlyFans to block sexually explicit videos starting in October

#414
post #238
post #157

Earlier quoted context omitted.

Why should payment processors force them to. They will make less money

I had a friend who ran a “sexually explicit” site you’ve heard of. He was paying north of 25% to payment processors (compare to less than .2% restaurants pay…though his margins were much bigger). The payment processors take this attitude because that way they can tell congress they are “doing something about vice”, and in exchange not be subject to undesired regulations. I suspect this kind of soft pressure is being…

> Everyone remembers what happened to Joe Nacchio

Everyone paying attention. Most people have never heard of him, and don't know that the USG regularly exercises huge power against private enterprise in this way.

Re: OnlyFans to block sexually explicit videos starting in October

#415
post #315

Earlier quoted context omitted.

Some years ago I interviewed with a company that served as a payment risk processor for high-risk businesses (in short, porn). The chargeback rate on online porn is huge . As a result, where a traditional payment processor may be 1.3–3.5% depending on the business and the assessed risk, for a high-risk business, the rate can be much much higher. While Onlyfans keeps 20%, I'm guessing that they'd be badly hurt if they…

Another thing that feels uniquely-US to me is chargebacks. I don't even know what's the process for initiating one in Russia. I once wanted to do that (forgot to disable auto-payment for internet in the apartment I rented and since moved from), called my bank, they told me that there's nothing they could do and I have to talk to the merchant to get a refund. But many comments here imply that chargeback is almost as e…

You hop on the phone with the bank and initiate a dispute. They give the merchant a chance to prove that you specifically did indeed make the purchase and/or receive a hard product. If they can't, the money is refunded to your account.

Of course, if you keep on charging back, eventually your bank will give you a polite call to let you know that they're closing out your account. This provides the incentive to be relatively honest about charge backs in addition to the fact that a false charge back is a criminal offense (fraud).

Re: OnlyFans to block sexually explicit videos starting in October

#416
post #279

I can understand the business reasons for cleaning up the OnlyFans brand. But I can't, for the life of me, understand why they are killing a cash cow instead of spining it off into a side business. Clone the full experience on a dedicated site, OnlyFantasy.com, duplicate the whole userbase, and give a simple warning that I can find my favorite stars on another site. In time, the user bases will diverge naturally depe…

> Clone the full experience on a dedicated site, OnlyFantasy.com You are, absolutely, a genius.

Even more so if the GP owns the OnlyFantasy domain.

Re: OnlyFans to block sexually explicit videos starting in October

#417
post #279

I can understand the business reasons for cleaning up the OnlyFans brand. But I can't, for the life of me, understand why they are killing a cash cow instead of spining it off into a side business. Clone the full experience on a dedicated site, OnlyFantasy.com, duplicate the whole userbase, and give a simple warning that I can find my favorite stars on another site. In time, the user bases will diverge naturally depe…

> Yes, the payment processors will bark at the porn site. Move to a more expensive processor for that site only, pay 5%, 10% fee, it doesn't really matter, it's free money. If PH is having trouble processing any form of credit card, a smaller company will have no chance at all. We're seeing a sterilization of legitimate porn on the internet, done by legitimate tax paying western companies. It'll be left to whoever ca…

Porn sites still exist and they accept credit card payments all the time. The major credit networks do not censor them.

Then, it's simply a question of the fee structure.

Re: OnlyFans to block sexually explicit videos starting in October

#419
A few comments here are drawing a parallel between tech companies shutting down Gab (temporarily) and payment processing companies forcing this move from OnlyFans (which from the outside looking in appears tantamount to shutting them down). Regardless of how you perceive the two specific cases, I think they make people uncomfortable because in both cases they demonstrate the power that large tech platforms have over law-abiding companies.

It seems to me that the government needs to take some of that power back from tech companies by clearly delineating which services can and cannot be refused and in what circumstances. For instance, I think it is perfectly right for Google to remove Gab from their app store if they wish, but I think it would be wrong if Gab was refused internet service by their ISP, for example. Similarly, as we transition to a cashless world I think there need to be limits on the authority that payment processors can exercise over which businesses are allowed to receive payments and which are not.

Re: OnlyFans to block sexually explicit videos starting in October

#420

Earlier quoted context omitted.

This is why America needs to work beyond it's fascination with creditcards. Your bank can't block shit and has to process whatever transaction you want short of the terrorist watchlist.

> Your bank can't block shit and has to process whatever transaction you want short of the terrorist watchlist. Is that true?

Yes, they will even support drug cartels and actually even terrorists -- at least until they get caught. Nobody goes to prison anyway and the resulting fines are just price of business. See HSBC, for example.
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