Earlier quoted context omitted.
No one stops you from entering a fake name. At least they didn't when I ordered some kits a couple of years ago.
I suppose I'd be more interested if you could buy the kit from a supermarket, and each kit had a unique code and password you could enter online to check for your results. So once the sample is posted, the only thing that connects it to me (without a probably unfeasible amount of detective work) would be my IP address. (And my DNA, obviously...)
23andMe UK
41–50 of 70 posts
Re: 23andMe UK
#42I've had one of these 23andMe kits sitting at home for a while now. I find the information they can give you very interesting and I'm curious to do it. But part of me can't overcome the fear of this data sitting around on a companies servers forever. With me having no way of knowing what they're doing with it. Maybe I'm just too paranoid.
Re: 23andMe UK
#43Re: 23andMe UK
#44Re: 23andMe UK
#45Earlier quoted context omitted.
Just from (UK) insurer Aviva's health insurance policy: "We don’t cover treatment of pre-existing conditions or related conditions if you had symptoms of, medication for, treatment for or advice about that condition in the five years before your joining date." It wouldn't take much for companies to start requiring that you disclose the knowledge you're at (high?) risk of something and adjusting their prices according…
Often (in the UK at least) if your insurance is provided as a benefit through a company rather than buying your policy directly, pre existing conditions will be covered even though the provider would normally exclude them if purchased by an individual.
Offering 100 policies at £100 makes sense if you can make a decent estimate of the average annual payout being £90. The fact that one guy walks in to the policy knowing he'll cost £500 doesn't concern you.
Offering 1 policy at £100 without any exclusions means that you get adverse selection - a unusually high proportion of your clients would walk in knowing that they'll cost the £500.
In many countries where health insurance is obligatory, regulators have risk pooling between insurers to help negate selection effects (I think this was included in ObamaCare provision but not sure)
Re: 23andMe UK
#46A cautionary tale... I bought an Ancestry(.com) DNA test a number of years ago. The product had the advantage that it was integrated in to their genealogical research platform (a subscription service). When you found a match in the database you could click straight through to that members family tree .... then they shut down the "old" platform entirely, gave me X days to download my data, and told me to get lost. Vis…
What was the draw?
Re: 23andMe UK
#47Earlier quoted context omitted.
I suppose I'd be more interested if you could buy the kit from a supermarket, and each kit had a unique code and password you could enter online to check for your results. So once the sample is posted, the only thing that connects it to me (without a probably unfeasible amount of detective work) would be my IP address. (And my DNA, obviously...)
Hmm... that would come off as pretty suspicious; it would make it very easy to get away with DNA testing other people against their will.
In terms of doing DNA testing behind someone's back, paternity testing is DNA testing, and only requires a sample of the DNA. You can buy those kits at walmart already. Search for Identigene DNA Paternity Test Kit.
Re: 23andMe UK
#48I've had one of these 23andMe kits sitting at home for a while now. I find the information they can give you very interesting and I'm curious to do it. But part of me can't overcome the fear of this data sitting around on a companies servers forever. With me having no way of knowing what they're doing with it. Maybe I'm just too paranoid.
You can opt-out of the long-term storage.
Re: 23andMe UK
#49Re: 23andMe UK
#50>By agreeing to our Privacy Statement and Terms of Service, you consent to the storing and processing of your personal information, including sensitive information, in the USA and countries outside of the country you live in.