Earlier quoted context omitted.
> Not everyone has transportation to an ATM, either. Do they go grocery shopping? Get cash back when paying with debit. It's free and handy. > no one wants to have to harass their friends about money. Sounds like more of a personality issue... clearly they have the means to pay if clicking a button works. Back in the dark ages my roommates and I just kept a running tally of who owes what on the whiteboard. Kinda nice…
Not sure why you're so insistent this is a non-problem (to the point of implying that I or my housemates have personality issues, much less) - it's not like we haven't tried cash. It sucked, so my housemate made an app, and it's awesome. > Do they go grocery shopping? Not really - in college most people relied on the meal plan. At the house, we make heavy use of Amazon and Instacart. Those who do shop still don't enj…
> no one enjoys playing debt collector.
That's the personality issue I was referring to. I can see the infomercial now... "Is asking the person you share sleeping quarters with for the $5 he owes you causing hernias and cold sweats? Is retrieving a $10 bill and handing it to a person you see during most of your waking hours just too much damn work? Do you think checks are for old people? Then listen up, 'cause we have the product for you!"
Snark aside, I'm probably just being short sighted. People said the same thing about early consumer digital cameras, too (1/16 the resolution of film, 5x more expensive, mega slow, one lens, and 5 pictures fills up my hard drive? Where do I sign up?!) and now it's ubiquitous.