A vent: why is it any of your business why I had X months without work? Maybe I had enough money not to work for a bit and felt like doing something different. Why am I obligated to continuous labour even when I don't need it. Why am I subject to your judgement for not renting out my life at every possible moment?
Corporations want obedient wage slaves, so if they find out that you may have some "Fuck you" money that you can use to stop working for them at your whim, they will avoid you.
The Work Number: credit score but for your employment history – by Equifax
41–50 of 67 posts
Re: The Work Number: credit score but for your employment history – by Equifax
#42Earlier quoted context omitted.
Seems like a souped up credit score? With pretty much all the pros and cons of that existing system.
Except in the credit report they only list your lenders and how much money you owe, and your payment history, and it's technically possible to not get any credit and have no information, or at least no recent information, in your credit report. In The Work Number, they not only list your employers, but also all your paychecks, and it's hardly possible to opt out.
Re: The Work Number: credit score but for your employment history – by Equifax
#43A vent: why is it any of your business why I had X months without work? Maybe I had enough money not to work for a bit and felt like doing something different. Why am I obligated to continuous labour even when I don't need it. Why am I subject to your judgement for not renting out my life at every possible moment?
Corporations want obedient wage slaves, so if they find out that you may have some "Fuck you" money that you can use to stop working for them at your whim, they will avoid you.
Re: The Work Number: credit score but for your employment history – by Equifax
#44Earlier quoted context omitted.
Seems like a souped up credit score? With pretty much all the pros and cons of that existing system.
Except in the credit report they only list your lenders and how much money you owe, and your payment history, and it's technically possible to not get any credit and have no information, or at least no recent information, in your credit report. In The Work Number, they not only list your employers, but also all your paychecks, and it's hardly possible to opt out.
Re: The Work Number: credit score but for your employment history – by Equifax
#45Earlier quoted context omitted.
> Just capitalist with no regulation... In what kind of anarcho-capitalist utopia do you live? Have you seen how many regulations they have over in the US? The Dodd-Frank act alone was 2,300 pages. And that's hardly the only rule they have on the books. You can complain that the regulations are bad, sure. But 'no regulation' is a stretch.
Sure, depends for whom. “Rules for thee, not for me”
There's also what you might call 'economics of scale in compliance'. Ie in absolute terms, the big guys suffer under the rules just as much as you do, but they can amortise the necessarily effort and billable lawyer hours over a bigger business.
Re: The Work Number: credit score but for your employment history – by Equifax
#46Earlier quoted context omitted.
> Just capitalist with no regulation... In what kind of anarcho-capitalist utopia do you live? Have you seen how many regulations they have over in the US? The Dodd-Frank act alone was 2,300 pages. And that's hardly the only rule they have on the books. You can complain that the regulations are bad, sure. But 'no regulation' is a stretch.
Ineffective non-enforced regulations are to me the same as no regulations.
Re: The Work Number: credit score but for your employment history – by Equifax
#47Earlier quoted context omitted.
I don't agree with the mate's weird ideas, but capitalism is fairly adaptable and works reasonable well even in fairly weird systems. Have a look at eg Germany's social market economy.
That is generally considered to be "less capitalist", precisely because less of life is in the market economy. Also since the Stasi Germans have been very twitchy about privacy, which fed downstream into GDPR.
Re: The Work Number: credit score but for your employment history – by Equifax
#48Earlier quoted context omitted.
Except in the credit report they only list your lenders and how much money you owe, and your payment history, and it's technically possible to not get any credit and have no information, or at least no recent information, in your credit report. In The Work Number, they not only list your employers, but also all your paychecks, and it's hardly possible to opt out.
Only fair if they also tell the candidate what the company pays other workers in similar roles. Transparency shouldn't go only one way.
Re: The Work Number: credit score but for your employment history – by Equifax
#49 I lived in what's known as a food desert. It was a place which required a car to get food. We drove on roads which crumbled and destroyed our car. The insurance (which we paid a pretty premium for) covered the fix. Lucky us! We found a garage, which took some time, but they scammed us. While we waited for the insurance to believe us, and we had no car, we tried to walk to get food. Technically, it was a 10 minute walk there, but the trucks (which were very large) made the 8-lane road impassible. We only realized this after trying. Our neighbors doorbell informed the police of this, and we were briefly detained for questions. It wasn't lost on me that the police's main suspicion was that we were homeless. Though not technically a crime, it is very incriminating. After our release, we asked an app to bring us food. It was a weekend, so there was an additional convenience fee. We also left a tip which "went directly to" pay for the human. We didn't hear them or see them, but the app told us the food had arrived and showed a picture of bags on a porch which wasn't ours. It was our neighbor's, whose doorbell had—once again—dispatched police for the intrusion. On Monday, we had no car to drive to the industrial park for work. The bus, which incidentally stopped on the other side of the 8-lane road, arrived once every 50 minutes, but must have had issues since it simply never arrived—though the app had no explanation for this. Nevermind, we called in "sick," which was laughable because being "sick" and taking a personal day were one in the same, but at least being "sick" avoided the shame of being desperate. We did eventually get our car back, not entirely the same, but we could at least move beyond the house again. The insurance app insists our case is settled, but we had to pay out of pocket (a credit card) and we needed reimbursed. We received a letter from the police not long after. A 300 USD fine for disorderly conduct in crossing the road. The date and time were wrong, but the social security number wasn't. We will take a sick day and go to court at 8:20AM next Thursday to appeal.Re: The Work Number: credit score but for your employment history – by Equifax
#50Earlier quoted context omitted.
Interesting, it looks like you can only get your own data, if you have an American postal address. So if you moved abroad (or never lived there), you can not get your data, even if they have it.
There are mail-receiving companies that you can use. You can easily get your data if all you need is an American postal address.