OpenAI says my prepaid credits were consumed, refuses to show any record

Post by maxerickson » Sat, Aug 08, 2026, 3:16 AM UTC

OutOfHere wrote: post #40

xtiansimon wrote: post #38

Earlier quoted context omitted.

> “You say that, but you haven't explained how it is a liability, and I consider it debatable.” I gave chapter and verse. But let me try to help with the intuition. It’s about accounting. That’s all. Not your intuition. Not my preference. Ready? Record. It’s the agreed upon rules for how some named monetary _thing_, which is constant flow and here defined, can be said to have a value x at time t. Gift card is a liabi…

> Gift card is a liability until used It's your biased interpretation that it's a liability. A clever firm may use a safe fraction of it to collect interest via a bank or directly via treasuries. This turns your logic on its head. The longer the gift card stays unused, the more revenue it generates via interest. Just enough needs to be kept as cash to fund customer expenses for the next two quarters.

Post by OutOfHere » Sat, Aug 08, 2026, 9:18 AM UTC

maxerickson wrote: post #41

OutOfHere wrote: post #40

Earlier quoted context omitted.

> Gift card is a liability until used It's your biased interpretation that it's a liability. A clever firm may use a safe fraction of it to collect interest via a bank or directly via treasuries. This turns your logic on its head. The longer the gift card stays unused, the more revenue it generates via interest. Just enough needs to be kept as cash to fund customer expenses for the next two quarters.

You are arguing about accounting jargon. The card has to be tracked, the entries that track it fall under the label "liability".

Post by OutOfHere » Sat, Aug 08, 2026, 4:50 PM UTC

xtiansimon wrote: post #44

OutOfHere wrote: post #43

Earlier quoted context omitted.

The issue is that the author is using it as an excuse to justify stealing unspent customer funds after one year. It's not an appropriate excuse.

> “…stealing unspent customer funds after one year.” There’s our common ground! The common sense question: why is 1 year legal when there is a federal law saying it’s must be 5 years?